Quantitative Analyst, Oodle Car Finance
UPL
More information about location
Motor finance company
Job no longer available
Motor finance company
201-500 employees
Job no longer available
More information about location
201-500 employees
Company mission
To make the car-buying and ownership journey as easy & simple as possible for ‘Oodle Customers’.
Role
Who you are
- Highly technical, analyst with a 2+ years’ experience within a lender in credit risk, pricing, profitability or marketing analytics
- A STEM or financial background. A good fit may have a BSc, MSc, or PhD in one of the following areas: mathematics, statistics, chemistry, physics, economics, or finance
- Analytical thinker with an ability for identifying patterns and drawing meaningful insights from data. Should have the ability to use both quantitative and qualitative data sources
- Willing and able to independently and collaboratively solve changes which are interesting and directly linked to performance of the business
- Good communication and interpersonal skills are essential as role will entail interaction with a wide variety of stakeholders
- Keen interest in Finance, Economics and FinTech
- Experience with Microsoft packages, in particular Excel and PowerPoint
- Experience with coding (SQL/Python), data processing, data visualisation, credit risk is advantageous. However, this is not a requirement
- Experience with Excel modelling would be considered positive
What the job involves
- As we aim to elevate Oodle, we're on the lookout for a Quantitative Analyst for Unsecured Personal Loans, Oodle’s newest and fastest-growing financial product, to include in our expanding team.
- Dive into a world of data, strategic analytics, and profitability-driven initiatives, reporting into the Credit Risk and Profitability function.
- You'll be influencing our approach to driving profitable originations, and will touch on areas like marketing, pricing, customer retention, payment support, credit risk, open banking, and finance
- Play a pivotal role in enhancing the profitability of Oodle's Unsecured Personal Loans product by offering insights, optimisations, and cost efficiencies
- Optimising the origination funnel, balancing an efficient, self-servable, digital-first journey with risk and performance as we automate and streamline. Develop our understanding of the relationship between top of funnel marketing activity, risk, conversion, and subsequent performance
- Forge robust partnerships across Oodle, ensuring key insights, monitoring, and oversight are efficiently communicated to a spectrum of teams and stakeholders — from operations to executives – to guide decision-making
- Drive initiatives to enhance Oodle’s pricing strategies, making use of both internal and external datasets
- Delve into Oodle’s portfolio data, ensuring our agreements consistently meet performance standards
- Contribution to refining view of new origination unit economics
- Drive strategic initiatives in credit risk management, optimizing processes, and offering actionable insights to the broader team
- UPL-specific credit strategies considering exposure to risk for new opportunities such as brokering our declines, referrals from partners, returning customer trials, price comparison sites, and more
- Exploring use of Open Banking to drive profitable growth through enhanced decision-marking, and to protect against fraud as we expand onto the open market
Application process
- ☎️ Preliminary Interview (30 mins)
- 📹Face to Face Interview (in Office 1h)
- 📲 Case Study (45 mins)
Salary benchmarks
Our take
Oodle was founded in order to simplify car buying and ownership by providing an easy and transparent way of supplying buyers with car finance to facilitate a seamless and enjoyable customer experience.
It aims to revolutionise how people buy cars by prioritising customer needs and utilising modern technologies to update the used car market. Oodle primarily supplies loans to customers and puts them in contact with the UK's best-rated car dealers in a rapid digital procedure.
This customer-first, fully integrated digital retail experience is backed by powerful algorithms, their proprietary loan technology, machine learning, and Big Data infrastructure.
Oodle now has branches in Oxford, Manchester, and London, acquiring Carsnip in December 2018 to become their go-to car search engine provider.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (1 round)
Jan 2017
$81.7m
GROWTH EQUITY VC
Total funding: $81.7m
Company benefits
- Discretionary Annual Bonus
- Pension (5% Employer 4% Employee Contribution)
- Private Healthcare
- Death in Service Benefit (Salary x 4)
- Salary Sacrifice Electric Car Scheme via Tusker
- 25 days holiday (plus bank holidays) increasing to 28 days after 3 years service.
- Enhanced Parental leave
- Oodle Academy - Full training and development
- Flexible Working Policy
- Paid day off to Volunteer with our nominated charity
- Complimentary Breakfast and snacks - you wont go hungry!
- Mentoring scheme
- Mental Health Support
- Mentoring Program
- Access to free counselling
Company values
- Think Customer: they're at the heart of everything we do
- Everyone’s a Builder: we’re in this together and we win as a team
- Embrace being Human: empathy and diversity make us stronger together
- Strive for Awesome: it's awesome when we do better every day
- Bravely Honest: we're honest with ourselves and everyone else
Company HQ
Manchester, UK
Articles
Leadership
Richard Gaskin
(CEO)Previously the COO of Ocorian. Prior tot that, they spent 7 years as the CEO at GE Capital.
Jonathan Clayton
(Founder & Director)Previously Managing Partner at Venn Partners, Managing Director at Credit Suisse and AIG Financial Products.
Diversity, Equity & Inclusion at Oodle Car Finance
Heidi (Physick )
- We run mandatory unconcious-bias training every year and for all new starters, and have a number related webinars available in our Oodle Academy.
- We have D&I Networks meeting monthly, covering Gender, Ethnicity and LGBTQ+ Each group has at least one Executive Committee member involved.
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