Quantitative Analyst, Oodle Car Finance
UPL
Salary not provided
Junior and Mid level
London
Manchester
Oxford
Remote from UK
More information about location
Motor finance company
Job no longer available
Motor finance company
201-500 employees
FintechB2CCarsPersonal financeLendingFinancial ServiceseCommerce
Job no longer available
Salary not provided
Junior and Mid level
London
Manchester
Oxford
Remote from UK
More information about location
201-500 employees
FintechB2CCarsPersonal financeLendingFinancial ServiceseCommerce
Company mission
Our mission is to empower our customers. Delivering simple experiences, straightforward lending products, and compassionate support. We aim to instil confidence from the application to the final payment - and beyond.
Role
Who you are
- Highly technical, analyst with a 2+ years’ experience within a lender in credit risk, pricing, profitability or marketing analytics
- A STEM or financial background. A good fit may have a BSc, MSc, or PhD in one of the following areas: mathematics, statistics, chemistry, physics, economics, or finance
- Analytical thinker with an ability for identifying patterns and drawing meaningful insights from data. Should have the ability to use both quantitative and qualitative data sources
- Willing and able to independently and collaboratively solve changes which are interesting and directly linked to performance of the business
- Good communication and interpersonal skills are essential as role will entail interaction with a wide variety of stakeholders
- Keen interest in Finance, Economics and FinTech
- Experience with Microsoft packages, in particular Excel and PowerPoint
- Experience with coding (SQL/Python), data processing, data visualisation, credit risk is advantageous. However, this is not a requirement
- Experience with Excel modelling would be considered positive
What the job involves
- As we aim to elevate Oodle, we're on the lookout for a Quantitative Analyst for Unsecured Personal Loans, Oodle’s newest and fastest-growing financial product, to include in our expanding team.
- Dive into a world of data, strategic analytics, and profitability-driven initiatives, reporting into the Credit Risk and Profitability function.
- You'll be influencing our approach to driving profitable originations, and will touch on areas like marketing, pricing, customer retention, payment support, credit risk, open banking, and finance
- Play a pivotal role in enhancing the profitability of Oodle's Unsecured Personal Loans product by offering insights, optimisations, and cost efficiencies
- Optimising the origination funnel, balancing an efficient, self-servable, digital-first journey with risk and performance as we automate and streamline. Develop our understanding of the relationship between top of funnel marketing activity, risk, conversion, and subsequent performance
- Forge robust partnerships across Oodle, ensuring key insights, monitoring, and oversight are efficiently communicated to a spectrum of teams and stakeholders — from operations to executives – to guide decision-making
- Drive initiatives to enhance Oodle’s pricing strategies, making use of both internal and external datasets
- Delve into Oodle’s portfolio data, ensuring our agreements consistently meet performance standards
- Contribution to refining view of new origination unit economics
- Drive strategic initiatives in credit risk management, optimizing processes, and offering actionable insights to the broader team
- UPL-specific credit strategies considering exposure to risk for new opportunities such as brokering our declines, referrals from partners, returning customer trials, price comparison sites, and more
- Exploring use of Open Banking to drive profitable growth through enhanced decision-marking, and to protect against fraud as we expand onto the open market
Application process
- ☎️ Preliminary Interview (30 mins)
- 📹Face to Face Interview (in Office 1h)
- 📲 Case Study (45 mins)
Salary benchmarks
Our take
Oodle was founded in order to simplify car buying and ownership by providing an easy and transparent way of supplying buyers with car finance to facilitate a seamless and enjoyable customer experience.
It aims to revolutionise how people buy cars by prioritising customer needs and utilising modern technologies to update the used car market. Oodle primarily supplies loans to customers and puts them in contact with the UK's best-rated car dealers in a rapid digital procedure.
This customer-first, fully integrated digital retail experience is backed by powerful algorithms, their proprietary loan technology, machine learning, and Big Data infrastructure.
Oodle now has branches in Oxford, Manchester, and London, acquiring Carsnip in December 2018 to become their go-to car search engine provider.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (1 round)
Jan 2017
$81.9m
GROWTH EQUITY VC
Total funding: $81.9m
Company benefits
- 25 days holiday (plus bank holidays) increasing to 28 days after 3 years service.
- Private Medical - with reward schemes paid for you and your family.
- Health cash plan - for employee's and children to claim money back for dental, optical, etc
- Pension (5% Employer 4% Employee Contribution)
- Life Assurance - 4 x annual salary - benefit funded by Oodle
- Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit
- Employee discounts – discounts you can access anywhere, anytime for all major shops.
- Oodle Academy - Learning and development opportunities
- 1 day volunteer day per year – an opportunity to give back to the community each year
- Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme)
- Paid sick leave – enhanced company sick pay (6 weeks full pay)
- Mentoring Program
- Enhanced family leave – We offer up to 4 weeks’ paternity leave on full pay and 26 weeks’ maternity leave on full pay
Company values
- Think Customer: they're at the heart of everything we do
- Everyone’s a Builder: we’re in this together and we win as a team
- Embrace being Human: empathy and diversity make us stronger together
- Strive for Awesome: it's awesome when we do better every day
- Bravely Honest: we're honest with ourselves and everyone else
Company HQ
Manchester, UK
Articles
Leadership
Richard Gaskin
(CEO)Previously the COO of Ocorian. Prior tot that, they spent 7 years as the CEO at GE Capital.
Jonathan Clayton
(Founder & Director)Previously Managing Partner at Venn Partners, Managing Director at Credit Suisse and AIG Financial Products.
Diversity, Equity & Inclusion at Oodle Car Finance
Heidi Physick (Chief People Officer)
- At Oodle, we don’t just finance cars – we finance people. We know that everyone is unique, shaped by their own circumstances, experiences, and moments in life. This belief in individuality applies not just to our customers, but to our employees too. That’s why Diversity, Equity, and Inclusion (DEI) matter so much to us – because embracing what makes us different is how we thrive together.
- Oodle is built on a shared set of beliefs, values, and behaviours that guide how we act and treat one another. Diversity, Equity, and Inclusion are at the heart of our culture because we know it’s not just good for business – it’s simply the right thing to do. We celebrate the unique experiences, perspectives, and contributions of every team member and are dedicated to creating a workplace where everyone feels seen, heard, and valued. A culture built on diversity and inclusion helps us grow as a team and better serve our customers.
- Why it matters We believe that diverse teams perform better and that an inclusive workplace leads to happier, more engaged employees. By embedding DEI into every aspect of what we do, we’re not just building a stronger company – we’re making a positive, lasting impact on our industry. We’re proud of what we’ve accomplished so far, but we’re just getting started. At Oodle, we’re committed to learning, growing, and leading by example, ensuring that everyone – inside and outside our organisation – feels empowered, included, and valued.
- We have DEI networks meeting monthly, covering Gender, REACH Network (Race, Ethnicity, and Cultural Heritage), LGBTQIA+ Network, Neurodiversity and Mental Health Network. Each group has at least one Executive Committee member involved.
- Our DEI networks are actively working towards our strategic goals, from implementing inclusive hiring practices to organising events, workshops, and campaigns that educate, inspire, and celebrate diversity.
- We run mandatory DEI training every year and for all new starters, and have a number related webinars available in our Oodle Academy.
- Launched Oodlechat Podcast series, where we share insightful discussions on key topics around DEI.
- Partners with ENEI, 30% Automotive Club, Women in Finance Charter and Race at Work Charter.
- Participants of 10,000 Black Intern programme.
- First ever Trailblazer Partner for the Women & Diversity in Credit Awards.
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