Senior Fullstack Engineer, Upstart
Servicing Payments and Experience
$155.8-215.5k
AI lending marketplace
Job no longer available
AI lending marketplace
1001+ employees
Job no longer available
$155.8-215.5k
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 7+ years of experience working with full stack web applications professionally
- Experience leading a team of engineers through the end to end SDLC
- Experience working with stakeholders to understand business needs, and translating those requirements into engineering terms
- Team first mindset and the willingness to jump into any area needed
- Dedication to mentoring, and implementing best practices for the team
- Professional experience with Ruby on Rails and React
- Strong computer science fundamentals
What the job involves
- As a Senior Software Engineer, you’ll work across our entire technical stack to build new features that allow our customers to more seamlessly action their accounts, make or schedule payments, and ultimately reduce delinquencies.
- As a leader on this team, you’ll own your projects end to end, working with business stakeholders and directing other engineers through scoping, planning, design, and implementation
- Meet with product and operations stakeholders to understand and work through new project requirements
- Translate complex business requirements into technical plans
- Lead technical discussions and influence others on design choices
- Mentor others on code quality and architecture best practices
- Exemplify a team first mindset and bias for action
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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