Senior Finance Manager, Upstart

• Bachelor’s degree in Finance, Accounting, Economics, or related field; MBA or CPA strongly preferred
• 8+ years of progressive experience in FP&A, ideally within a high-growth or tech-enabled environment
• Deep expertise in P&L ownership, operating expense management, and financial planning
• Proven success leading and improving month-end close and forecast cycles
• Strong track record preparing financials for leadership, with sharp attention to detail and executive presence
• Exceptional analytical, modeling, and communication skills
• Proficiency in Excel or Google Sheets and experience with financial planning systems (e.g., Adaptive, Anaplan, NetSuite, Workday Adaptive Planning)

Desirable

• Upstart’s FP&A team is seeking a strategic and execution-focused Senior Finance Manager to lead the end-to-end FP&A function for Auto Business
• In this role, you will play a critical part in shaping the financial strategy and enhance operational excellence
• You will be responsible for strategic planning and forecasting, leading the month-end close and financial review processes, and delivering high-impact financial insights and reporting to executive leadership
• This role is a unique opportunity to drive operational efficiency, ensure financial discipline, and support key decision-making within a high-growth startup at a pivotal stage
• As the Senior Finance Manager at Upstart, you will lead key aspects of shaping the profitability, unit economic, ROI analysis, and cost optimization
• You’ll partner closely with business leaders and within finance to provide transparency into business performance, spend, support headcount and vendor planning, drive process improvements, and ensure accurate and timely reporting
• If you’re passionate about using data and structure to improve financial discipline, enable better decision-making, and build scalable infrastructure, this could be a great opportunity for you
• End-to-End FP&A Ownership: Take full ownership of the end-to-end Financial Planning & Analysis (FP&A) process supporting the Auto business. This includes annual budgeting, monthly and weekly forecasting, monthly financial reviews, ad hoc analyses (e.g., ROI assessments), and the maintenance of the forecast in the FP&A system (Adaptive)
• Financial Modeling and Insights: Develop and maintain a comprehensive financial model for the Auto business to forecast performance and financial outcomes. Provide detailed analysis and insights into key financial metrics and KPIs
• Budgeting and Forecasting: Lead the annual budgeting for the auto business as well as the monthly and weekly forecasting processes. Collaborate with business stakeholders to align on inputs and assumptions. Review forecasting methodologies and outcomes with the Auto General Manager and cross-functional partners
• Monthly Financial Review: Oversee the month-end financial close process for the Auto business. Ensure accuracy of actuals, analyze financial and operational performance, and deliver proactive insights and financial guidance to Auto leadership
• Strategic Analysis and Support: Conduct ad hoc analyses to support strategic initiatives, including customer acquisition ROI, product development, pricing strategy, cost efficiency, and investment ROI
• Cross-Functional Collaboration: Partner closely with analytics and data science teams, as well as product, marketing, sales, and operations functions, to align on business goals, metrics, and forecasts
• Reporting and Dashboarding: Design, maintain, and enhance financial reports and dashboards to deliver clear, actionable insights. Focus on creating outputs that are simple, visually compelling, and tailored to executive audiences. Elevate monthly and quarterly deliverables from dense data to insight-driven narratives