Senior Product Manager, Billie
Risk
+ One of the best Virtual Shares Incentive Programs in the market
2+ days a week in office
Buy Now, Pay Later payments for business
Be an early applicant
Buy Now, Pay Later payments for business
101-200 employees
Be an early applicant
+ One of the best Virtual Shares Incentive Programs in the market
2+ days a week in office
101-200 employees
Company mission
To simplify purchasing for all companies and open up new opportunities for growth.
Role
Who you are
- We're seeking a results-driven, strategic thinker who thrives in making complex trade-off decisions within a dynamic, multi-sided business ecosystem
- 5+ years of experience in a Product Management role (ideally within a FinTech, Finance or B2B organization)
- Strong professional background in real-time fraud prevention and detection or risk management for e-commerce
- Proven track record of development, and operations of successful AI & ML-powered products
- Obsession for optimizing the customer experience
- Strong execution skills and a role model for cross-team collaboration.
- Excellent analytical skills (including proficiency in SQL), and you can make informed business decisions based on these insights
- A strong communicator who loves to champion the user’s perspective in discussions with teams and stakeholders and is eager to share and present the problems, solutions and outcomes with the wider company
What the job involves
- Join Billie as a Senior Product Manager - Payments Risk and Conversion
- Shape the future of our payment offerings by solving one of the most challenging and impactful problems in fintech
- In this pivotal role, you will drive the delicate balance between maximizing conversion rates and minimizing financial losses, ensuring a seamless and secure payment experience for our customers
- Your expertise will empower Billie to gather and leverage reliable data, enabling accurate risk assessments, reducing fraud, and keeping buyer friction to a minimum—all while driving innovation in payment risk management
- Own the product domain's vision, strategy and roadmap and drive their execution
- Ensure your cross-functional team of engineers and data scientists solves the most relevant payment risk-related problems for customers and the business
- Drive the continuous and iterative execution of product discovery, solution design and delivery
- Generate and share insights from analyzing customer behaviour and risk performance data
- Define and validate hypotheses on improving Billie's risk solutions, both for Billie's risk platform as a whole and in the context of individual merchants and markets
- Collaborate closely with Underwriting, Commercial and other significant business stakeholders and segments across Billie
- Work with other product teams to understand problems holistically and develop solutions that support Billie’s goals and strategy
Our take
Buy Now, Pay Later(BNPL) options have exploded in popularity in recent years, with companies such as Klarna and Clearpay providing an additional line of credit to customers allowing them to split the cost of their purchases over several installments. Billie is a BNPL built for business transactions, using machine-learning driven risk models to responsibly finance B2B purchases.
With over 100,00 customers processing more than €750 million on its platform, Billie does not face much competition in its market. While BNPL firms like Afterpay and Klarna could theoretically move into the B2B space, they are specialised in B2C financing and lack Billie's data on the B2B sector. Billie also boasts a range of features designed specifically for intra-company sales such as instant verification, invoicing tools and business payment options which give it a large advantage against any new rivals.
Billie has raised a significant amount of funding from investors, most recently in a 2021 Series C round. Additionally Its 2022 integration with Klarna, allowing companies with a Klarna installation to swiftly switch over to Billie's payment options for B2B sales has removed a major roadblock to its future expansion. This move, alongside its entrance into more markets in Europe, will likely speed the company's ascension to Unicorn status and solidify its market lead in the BNPL space.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
1% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Oct 2021
$100m
SERIES C
Jul 2019
$33.2m
SERIES B
Total funding: $148.2m
Company benefits
- Flexibility first: We come to the office for important events, but do not have a permanent office presence. Our teams decide how to get the best results
- 30 days vacation per year and 5 extra paid days to look after sick children
- Virtual Share Program
- German language courses from different language levels free of charge
- One-off relocation bonus to make your move easier
- Reimbursement of travel expenses and discount on local public transport in Berlin with the BVG
- Individual training budget of 1,000 euros for courses, conferences and more every year
- Free gym access, weekly yoga classes, healthy snacks, cereals, drinks and more
Company HQ
Kreuzberg, Berlin, Germany
Leadership
Aiga Senftleben
(General Counsel)Previously worked on the Legal Counsel at eBay and Paypal. Also worked at Funding Circle Deutschland as a General Counsel and is now a member of the Digital Finance Forum at the Federal Ministry of Finance (Germany)
Christian Grobe
(MD)Graduated from the Free University of Berlin with a Ph.D. in Political Science. Previously co-founded Funding Circle/Zencap where they served as the Managing Director. Also Worked as an Engagement Manager at McKinsey & Company.
Dr. Matthias Knecht
(Co-CEO)Previously co-founded Funding Cirlce/Zencap where they served as Managing Director. Also worked as an Engagement Manager at McKinsey & Company.
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