Full Stack Software Engineer, Plaid
Payments
$163.2-223.2k
2+ days a week in office
Infrastructure and APIs for FinTech
Open for applications
Infrastructure and APIs for FinTech
1001+ employees
Open for applications
$163.2-223.2k
2+ days a week in office
1001+ employees
Company mission
Plaid's mission is to unlock financial freedom for everyone.
Role
Who you are
- 2+ years of experience in full-stack development
- Working knowledge of one or more programming languages such as Python, Java, Go, or Node.js
- Working knowledge of HTML, CSS, Javascript and modern frameworks and libraries
- Experience MySQL or other relational databases
- Experience working with microservicesExperience with API design
- Excellent coding and testing skills
- High ownership. You are excited to roll up your sleeves and figure things out that don’t have precedent at Plaid
- Customer empathy. You want to be face to face with customers to understand their needs and design Investments products together
- [Nice-to-have] Experience working with payments
What the job involves
- The Money Movement and Partnerships team within Payments is responsible for the end to end development of the Transfer product, Plaid’s bank money movement solution that spans across all major existing bank payment rails in the US
- The team owns the full stack of this product, including bank integrations, payment lifecycle and reconciliation, and customer-facing APIs and dashboard components
- Transfer is a critical component of many companies’ payment systems, and the team is now focusing on building for scale and continuing to innovate on the cutting edge of bank payments
- Additionally, the team is responsible for our network of over 50 payment partners that are powering payments across the fintech ecosystem
- You will be responsible for working full-stack to plan, design, and build the next generation of Payment products
- You’ll work closely with cross-functional partners from Product, Legal, and Design to deliver new solutions for our clients
- You’ll have opportunities to learn new technologies and languages, and to be a project owner as we explore ambiguous problem spaces
- Payments is a critical part of any business, and you’ll learn in depth about how it works
- Design & Development: Design, develop and maintain both frontend and backend components
- Majority Backend Focus (70-80%): Develop APIs and services, focusing on scalability, security and performance
- Frontend Focus (20-30%): Build delightful experiences using modern JavaScript frameworks and libraries
- Collaboration: Work closely with product managers, product designers and other stakeholders to define and implement new features that meet product and customer needs
- Ownership: At Plaid, you’re responsible for the quality and success of the components you build, so you’ll be expected to drive projects to successful outcomes rather than just code complete
- Code Quality: Write clean, maintainable and efficient code
- Testing & Debugging: Develop automated tests to ensure the quality and reliability of the codebase. Troubleshoot and resolve issues
Our take
Plaid builds infrastructure that allows a consumer to interact with their bank account on the web through a number of third-party applications, like Venmo, Robinhood, Coinbase, Acorns and LendingClub.
Plaid has integrated with 12,000 financial institutions in the US, Canada, the UK and Europe. About a quarter of people living in North America with bank accounts have linked with Plaid through at least one of the hundreds of apps that leverage Plaid’s application program interfaces (APIs). The platform allows companies to create financial services applications without having to hire their own team of engineers to build out a tool that connects apps to its users’ bank accounts.
This is very valuable in a world where there are increasing number of fintechs, so the demand for Plaid's services are only going to grow. Despite its strong position, it has not been immune to the difficult global economic situtation and was forced to restructure at the end of 2022, laying off some of its workforce. However it is still experiencing growth and is well-positioned to weather the current economic uncertainty.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 6 rounds)
Apr 2025
$575m
LATE VC
Apr 2021
$425m
SERIES D
Total funding: $1.3bn
Company benefits
- Monthly wellness stipend (gym on us)
- We offer breakfast, lunch, and dinner to keep you well-fed and healthy (when working from the office)
- From medical, life, dental and pension schemes, we’re here to support your physical, mental, and financial wellbeing
- We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids
- Every Plaid is in control of their career development with our learning stipends, tools, and trainings
- We give Plaids the freedom and flexibility to choose where they work - whether that is in a Plaid office, at home in any supported location, or a mix of both!
- Two weeks of synchronous, company-wide vacation
- We want to make sure you have time to meet your personal needs with unlimited PTO
Company HQ
SoMa, San Francisco, CA
Leadership
Zach Perret
(CEO)He was a Consultant at Bain and previously a Research Fellow and Trustee at Duke before co-founding Plaid
William Hockey
(Board Director)He was previously an associate at Bain and has since moved on from Plaid to become Co-CEO at Column
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