Senior Software Engineer, Chime
Data Platform
$164-227k
Full-time employees are also eligible for a bonus and competitive equity package
In the office Monday-Thursday
4 days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$164-227k
Full-time employees are also eligible for a bonus and competitive equity package
In the office Monday-Thursday
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 5+ years building, shipping, and operating data infrastructure in production - not just writing pipelines, but owning their reliability, performance, and cost at scale
- Strong system design skills - you’ve written design docs, made trade-offs, and delivered the result
- Solid understanding of key metrics for data pipelines and experience building solutions to provide visibility to partner teams
- Deep proficiency in Python or Java/Kotlin, with strong opinions on testing, code quality, and maintainability in data-heavy codebases
- Production experience with the modern data stack, specifically:
- A cloud data warehouse (Snowflake, BigQuery, or Redshift)
- Workflow orchestration (Airflow, Dagster, or Prefect) and IaC (Terraform)
- At least one streaming technology (Kafka, Flink, or Kinesis) - you understand when batch isn’t enough
- Data modeling and transformation frameworks (dbt)
- Built or improved observability for data systems - freshness monitoring, row-level quality checks, schema drift detection, and SLA dashboards that engineering and business teams actually trust
- Experience operating in a regulated environment (fintech, healthtech, or similar) where data governance, access control, and audit trails are non-negotiable
What the job involves
- You’ll own core platform systems at scale, design the frameworks other teams build on, and set the technical standards for how data moves through Chime. High autonomy, real architectural trade-offs, production impact from day one
- Design, build, and operate self-serve ETL/ELT frameworks supporting both batch and streaming workloads, with direct ownership of pipeline reliability, data quality SLAs, and schema evolution
- Drive the technical roadmap for our data platform - evaluate build-vs-buy decisions, define integration patterns, and set standards that engineering teams across the company adopt
- Partner with Product Engineering, Data Science, Analytics, and Marketing as a technical lead to design data contracts, onboard new data domains, and scale ingestion without sacrificing governance
- Architect and enforce data lineage, schema registry, and access controls across all domains - ensuring compliance with fintech regulatory requirements (SOX, PII handling)
- Own the platform - monitor, alert, debug, and resolve incidents across the data platform with the urgency expected of infrastructure that powers financial products
- Raise the technical bar of the team through code review, design reviews, and hands-on mentorship of junior and mid-level engineers
Our take
Chime is part of the growing realm of fintech banks and providers, emphasising straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meagre interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $11.6B since its 2025 IPO. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base. That being said, Chime's IPO, rare in a financially uncertain period, proves that it has shifted from challenger to major player.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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