Lead Data Scientist, Younited
3+ days a week in office (9th Arrondissement, Paris)
Instant credit provider for the e-economy in Europe
Job no longer available
Instant credit provider for the e-economy in Europe
501-1000 employees
Job no longer available
3+ days a week in office (9th Arrondissement, Paris)
501-1000 employees
Company mission
To transform the lending and payment industry.
Role
Who you are
- 7 to 10 years of professional experience in data science, with a proven track record of impactful projects
- Prior experience managing and mentoring data science teams
- A strong preference for candidates with experience in banking or financial services, especially in consumer credit
- Ensure projects are executed successfully by closely monitoring progress and providing support to the team as needed
- Be actively involved in the team’s work, whether by bootstrapping new initiatives, providing technical reviews, or helping complete critical tasks
- Prioritize effective delivery while maintaining high-quality standards
- Proficiency in Python (mandatory) and its associated data science stack (e.g., Pandas, Scikit-learn)
- Strong background in machine learning, statistical modeling, and data analysis
- Familiarity with cloud platforms such as GCP and/or Azure (at least one of them)
- Strong organizational and prioritization skills to manage multiple projects and align with business objectives
- Strong communication skills with the ability to tailor messages to different audiences, including executive committees and operational teams
What the job involves
- As the Lead Data Scientist, you will oversee a team that plays a critical role in enabling innovation across multiple business domains, including risk management, customer service, debt recovery, marketing, and compliance
- It is responsible for the entire model lifecycle, including design, development, deployment, and monitoring, ensuring high-quality and scalable solutions that meet the business’s needs
- Lead and mentor a team of 4 data scientists, fostering their growth and ensuring alignment with the company’s strategic goals
- Act as a hands-on leader by actively participating in the realization of projects, whether bootstrapping new initiatives or reviewing and finalizing the team’s work
- Drive impactful data science projects across functional domains, such as:
- Grow the team to support Younited’s product expansion
- § Customer Funnel Optimization: Automate the processing of documents submitted by credit applicants (e.g., Open Banking data, payslips)
- § Fraud Detection: Develop robust systems to identify and prevent fraudulent activities
- § Customer Service Automation: Build AI-powered tools to enhance efficiency in customer interactions
- § Debt Recovery Optimization: Use predictive models to improve collection strategies
- § Marketing Spend Optimization: Analyze and optimize marketing expenditures to maximize ROI and improve customer acquisition strategies
- Explore and identify new opportunities where AI and data science can bring value, particularly in automating processes and optimizing operations
- Promote and deploy AI solutions across the organization, including presenting insights and results to a wide range of audiences, from operational teams to executive committees (C-level)
- Work closely with Machine Learning Engineers, product teams, and business experts to ensure smooth integration and deployment of models
- Effectively communicate data-driven insights and strategies to both technical and non-technical stakeholders, including executive leadership
Application process
- A first video chat with Aurélien, Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)
- An Interview with Guillaume, Head of data to discuss about the role and expectations (60')
- Online Technical Test
- A Business Case to assess your skills (60')
- Interview with Robin, Lead Analytics Engineer (60')
- Interview with Romain, Chief RIsk Officer (60')
Our take
Younited is an instant credit provider that specialises in personal loans, extended payment solutions and budget coaching. The company differs from its competitors in automating request processes as much as possible, using data-driven and AI-based approaches.
Younited takes advantage of DSP2 regulation and open-banking APIs to ingest data, and has been working to embed its product into third-party products like banks and fintech companies. It already has a broad presence in Europe, with operations in France, Italy, Spain, Portugal, Germany and Austria.
The company has attracted significant funding in the past, which it has invested in furthering its technology and nurturing partnerships. This has mainly been with eCommerce websites and apps, notably on "buy now pay later" software.
Steph
Company Specialist at Welcome to the Jungle
Insights
1% employee growth in 12 months
Company
Company benefits
- Localization in the center of Paris (Notre-Dame de Lorette, Paris 9ème)
- A very strong company culture
- An on-boarding tailored made to simplify your integration and meet all the teams
- Monthly events (sport tournaments, conferences, afterworks …)
- 1 day per year offered to do volunteer work in an association
- A Younitour (our company seminar) unforgettable (the last were at Ibiza, or in Sicilia ;))
- Remote policy (8 days per month)
Company HQ
Chaussée-d'Antin, Paris, France
Leadership
Charles Egly
(Co-Founder & Group CEO)Co-founded Olórin Foundation. They are a Board Member and shareholder of Karos, and also a shareholder for Seyna.
Geoffroy Guigou
(Co-Founder & COO)Previously a Consultant at McKinsey and Director of Business Improvement a Poweo.
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