Senior Backend Software Engineer, Affirm
Identity Decisioning
$169-240k
+ Employee stock purchase plan. Pay dependent on location.
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
$169-240k
+ Employee stock purchase plan. Pay dependent on location.
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field
- 4+ years of experience designing, building, launching, and maintaining complex systems
- Familiarity with Python ecosystem - Flask, Mypy, Pytest, etc
- Strong cross-team communication and collaboration skills
- A leader, team builder, and mentor
- Passionate about Affirm's Mission: "Deliver Honest Financial Products that improve lives"
- Experience in Risk Engineering domain
What the job involves
- We are looking for a Senior Software Engineer to join the Identity Decisioning team, responsible for building backend systems that validates consumer identity in all of Affirm’s products by satisfying regulatory protocols like KYC
- The team partners closely with Product, Compliance, Auth, Fraud, and other engineering teams to deliver honest and transparent financial products that help consumers make their purchasing decisions
- Collaborate with other Software Engineers to design, maintain, and evolve existing architecture that grows the business and unlocks new product initiatives
- Drive detailed project definition, design, technical specification, cross-functional alignment, task breakdown, and delivery
- Proactively raise any issues or improvement opportunities in our product, technology, or business processes and contribute ideas to deliver them
- Provide technical leadership to ensure the delivery of reliable, scalable, and performant technical solutions
- Build teams by mentoring other engineers, informing and influencing hiring decisions, and building an inclusive team environment
- Provide input into planning our product, codebase, infrastructure, team goals, and roadmap
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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