Principal Engineer, Tide
Partner Credit Services
+ Share Options
Business accounts for SMEs
Open for applications
Business accounts for SMEs
1001+ employees
Open for applications
+ Share Options
1001+ employees
Company mission
Tide's mission is to transform the business banking market, and to save SMEs time and money.
Role
Who you are
- 10+ years of backend engineering experience, with at least 5 years working in fintech
- Strong experience with microservices, event-driven architectures, and distributed systems
- Proficient in the Python ecosystem, relational databases, and modern cloud-native development, with expertise in designing scalable micro-services
- Hands-on experience designing fault-tolerant, high-availability architectures
- Proven ability to deliver 3rd party integrations, including influencing the provider's delivery and roadmaps
- Ability to translate strategic goals into a clear technical roadmap and effectively communicate the “why” behind technical decisions
What the job involves
- The Partner Credit Services domain powers Tide’s Intermediated Credit product for its Members
- Our mission is to provide Tide Members with a compelling and competitive choice of funding options that suit their needs, through our broad network of lender partners
- The domain consists of multiple autonomous cross-functional product engineering teams, each focused on a specific value stream
- As we continue to grow our UK business and expand into new markets, we are continually enhancing our capabilities and integrating with global partners
- Our teams operate in a modern microservices architecture, ensuring high availability, scalability, and resilience
- As a Principal Engineer, you will be a technical leader, playing a pivotal role in shaping the future of Tide’s intermediated credit platform
- Managing the Engineering Managers (EMs) within the domain, this role is focused on technical leadership, architecture, and engineering strategy
- Defining and driving the architectural direction for Tide’s Intermediated Credit product, ensuring scalability, resilience, and compliance
- Leading the design and development of high quality Intermediated Credit products
- Collaborating with cross-functional teams (Product, Compliance, Business) to enhance Tide’s credit offerings
- Integrating with third-party providers
- This is a technically hands on role. Getting directly involved in your architecture, providing hands-on technical guidance, ensuring best practices in software engineering, security, and system design
- Managing and mentoring engineers, fostering a culture of technical excellence and continuous learning
- This role offers the opportunity to influence the entire Intermediated Credit portfolio, drive innovation, and shape strategy as we scale globally
- Backend: Python, FastAPI, Flask
- Databases: PostgreSQL
- Messaging: Kafka, AWS SQS/SNS
- Infrastructure: Kubernetes (EKS), AWS
- Frontend: Flutter (Mobile), Angular and React (Web)
Our take
Small businesses and sole traders are still underserved by most traditional banks. Tide solves that problem by offering speedy, affordable and effective financial services tailored to SMEs.
Since its launch Tide has gained considerable traction among small businesses. This is largely thanks to their fast onboarding times, low fees and the diversity of their products, which include a number of accountancy tools. Headed up by a former RBS, C&A and Optanus executive, Tide is uniquely positioned within the financial services market.
Having built a strong user base of over 500,000 in the UK, Tide has since launched in India, where it has an additional 50,000 users. Through further expansion into Europe and continual addition of 'first-of-its-kind' features, Tide is well set to secure a larger market share.
Freddie
Company Specialist at Welcome to the Jungle
Insights
40% employee growth in 12 months
Company
Funding (last 2 of 8 rounds)
Jan 2023
$24.7m
GROWTH EQUITY VC
Jul 2021
$100m
SERIES C
Total funding: $289.3m
Company benefits
- Discounted gym membership
- Personal learning and development allowance
- Enhanced family friendly leave
- Paid volunteering and charity work days
- Cycle-to-work scheme
- Option to buy extra holiday, or take a sabbatical
- Work from home opportunities
- Health insurance
- Flexible working
- Breakfast, snacks and hot drinks
- Private healthcare cover
- CBT and subsidized mental health apps
Company HQ
City of London, London, UK
Leadership
Dr Oliver Prill
(CEO, not founder)Started out as a consultant at McKinsey. Previously served as CEO of both C&A Bank and Optanus, and was COO of Kreditech Holding.
Share this job
View 19 more jobs at Tide