Senior Strategy Analyst, Raylo
Collections
Stock options for all employees
3 days a week in office
Lease-and-reuse of tech goods
Be an early applicant
Lease-and-reuse of tech goods
21-100 employees
Be an early applicant
Stock options for all employees
3 days a week in office
21-100 employees
Company mission
To accelerate the move to a circular economy.
Role
Who you are
- 2–4 years’ experience in analytics, credit strategy, or data science, ideally within fintech, credit, or financial services
- Proven SQL proficiency and experience using BI tools (e.g., Looker, Tableau)
- Experience building dashboards and monitoring frameworks for performance metrics
- A customer-first mindset, with the ability to break down problems and design effective solutions
- Excellent communication and stakeholder engagement skills, with the ability to influence across departments
- A passion for learning, testing, and owning strategies from end to end
- A STEM degree or equivalent hands-on analytical experience (we're flexible on academic background for the right skillset)
What the job involves
- You’ll be joining Raylo’s Strategy function as a key member of the Collections Strategy team. The team’s goal is to optimise payment outcomes, reduce customer risk, and deliver smarter customer experiences
- Working cross-functionally with Finance, Product, Engineering and Operations, you’ll play a pivotal role in building a best-in-class collections strategy that boosts collections rates and enhances overall business performance
- Use data to identify frictions and optimise Raylo’s collections journey
- Launch and analyse strategic tests to improve customer repayment behaviour
- Eventually take full ownership of Raylo’s collections strategy and lead data-driven improvements across the function
- In the short term (3–6 months), you’ll focus on becoming fluent in our current collections landscape, building performance monitoring tools and deploying your first round of tests
- In the longer term (12+ months), you’ll lead strategic innovation in collections, delivering measurable impact on revenue retention and risk reduction
- Build and implement new collections strategies through rapid experimentation and data analysis
- Collaborate with teams across Raylo—including Product, Engineering, Finance, and Ops—to align strategy and execution
- Use SQL and Looker to deep-dive into datasets and uncover performance insights
- Define and track KPIs for collections and device recovery, using them to iterate and scale what works
- Present findings and recommendations clearly to stakeholders, translating complex data into actionable insights
- Stay on top of trends and best practices in risk management and fintech collections
Application process
- Once you submit your application, our Talent Team will contact you if you have been shortlisted for the role within 2 weeks
- We set an exceptionally high bar at Raylo, and in return, we will aim to give you the best candidate experience possible
- If there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason, please let us know
- Stage 1: Talent Screening (30 minutes)
- Stage 2: Hiring Manager Interview (45 minutes), followed by a take-home SQL test (60 minutes)
- Stage 3: Interview with the VP of Strategy (30 minutes)
- Stage 4: On-site: Case Study (60 minutes) & Values-based Interview (45 minutes)
- Stage 5: Co-founder Final (45 minutes)
- *As an FCA-regulated business, we conduct background checks (DBS and AML) on all successful candidates who are offered a position at Raylo during the onboarding process
Salary benchmarks
Our take
As a society, a disposable phone culture has developed which is both expensive and harmful to the environment, but Raylo is offering a more sustainable alternative. Through its platform, consumers can lease new and refurbished devices like phones and laptops, paying a monthly fee for the length of the contract.
Raylo sets itself apart through low monthly charges. This is significant as, despite consumers’ increasing reliance on electronic devices, research from Ofcom indicated many consumers struggle with the affordability of mobile phones. The circularity which Raylo's premise is built on is also essential, to reduce the overproduction of devices and the resulting waste as the world shifts towards more sustainable practices.
In 2022, Raylo cemented its status as an actor for good with its recognition as a B-Corporation. The company has also netted considerable funds, that will enable it to expand operations, with plans to grow its direct-to-consumer channel as well as checkout integration for merchants.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 7 rounds)
Sep 2023
$7m
EARLY VC
Jan 2023
$73.9m
EARLY VC
Total funding: $117.2m
Company benefits
- 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)
- Stock options - get a real stake in Raylo’s growth
- Hybrid working environment (London Bridge office)
- Enhanced maternity and paternity leave
- Workplace nursery scheme
- Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing
- To do your best work, we’ll give you a laptop and a Raylo phone
- Learning budget - we care deeply about investing in your long-term career growth and potential
- Free sustainable breakfast and snacks, every day you’re in the office
- Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties
Company HQ
Westminster, London, UK
Leadership
Jinden Badesha
(Co-Founder & CPO)Previously worked for 4 years at Funding Circle UK, holding various positions such as Product Manager, Head of Product and Investor Experience.
Karl Gilbert
(Co-Founder & CEO)Previously a Portfolio Manager at Gelber Group LLC for 1 year and a VP of Capital Markets at Funding Circle UK for 1 year.
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