Senior AI/ML Engineer, Chime
$176.5-245.1k
+ Bonus and equity
More information about location
4 days a week in office
Mobile banking for the everyday person
Open for applications
Mobile banking for the everyday person
1001+ employees
Open for applications
$176.5-245.1k
+ Bonus and equity
More information about location
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 5+ years of experience in ML engineering, with a strong track record of building and deploying deep learning systems in production. This includes designing, training, and scaling neural network models—especially transformer-based architectures—into reliable services
- Proven expertise in deep learning frameworks (e.g., PyTorch, TensorFlow) and operationalizing models on cloud-native infrastructure (e.g., AWS, Docker, Kubernetes)
- Experience with unstructured data (e.g., text, images, documents) and vector databases (e.g., FAISS, Pinecone)
- Proficiency in Python and SQL, and experience using distributed compute frameworks (e.g., Spark, Ray, Airflow)
- Familiarity with LLMs (e.g., GPT, LLaMA, Claude) and modern techniques such as fine-tuning, prompt engineering, and retrieval-augmented generation (RAG)
- A systems mindset—balancing model quality, latency, monitoring, and maintainability for long-term success
- Strong cross-functional collaboration skills, with the ability to translate technical efforts into measurable business value
- A track record of mentoring peers, setting technical standards, and scaling deep learning best practices
What the job involves
- As a Senior AI/ML Engineer, you’ll play a pivotal role in protecting our members and platform from fraud, abuse, and financial risk
- You’ll take end-to-end ownership of building, deploying, and scaling deep learning systems that ensure a secure, seamless experience for our members
- Beyond individual model development, you’ll partner with stakeholders across Risk, Product, and Engineering to create holistic solutions that balance fraud mitigation with trust and usability
- You’ll also help define the infrastructure, tooling, and standards that enable rapid, reliable deployment of advanced models—while mentoring teammates and influencing AI/ML best practices across the organization
- Own the full ML lifecycle: design, train, deploy, monitor, and iterate on deep learning models in production environments
- Deliver robust, scalable ML systems that proactively detect and mitigate fraud, abuse, and financial risks
- Analyze large-scale structured and unstructured datasets to surface patterns and power AI/ML applications
- Apply advanced deep learning techniques—including transformer-based models and generative architectures—to tackle high-risk, high-impact problems
- Partner with Product Managers, Engineers, and Risk teams to convert model insights into real-world member impact
- Shape the infrastructure, standards, and tooling that enable faster, safer ML deployment across the organization
- Mentor engineers, lead design discussions, and champion a culture of technical excellence in deep learning
Our take
Chime is part of the growing realm of fintech banks and providers, emphasizing straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meager interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $25.5B, a staggering $23.5B surge from its early 2019 valuation, underscoring its impressive and swift expansion. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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