Fraud Risk Manager, Finom
+ Stock Options Program
Financial solutions for entrepreneurs and freelancers
Be an early applicant
Financial solutions for entrepreneurs and freelancers
501-1000 employees
Be an early applicant
+ Stock Options Program
501-1000 employees
Company mission
To develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
Role
Who you are
- 6+ years of experience working in the anti-fraud domain, at least 3 of them in the B2B space
- Experience with end-to-end implementation of anti-fraud controls within a fintech or other financial institution
- Thorough and specific knowledge of typologies of transactional and behavioral fraud
- Experience working with BI and data analytics tools (PowerBI, Data Bricks, Metabase or equivalent), knowledge of SQL is a strong plus, but not a precondition
- Strong awareness of the antifraud tool stack and experience implementing systems from scratch
- Min 1-2 years of team management experience
- English – full working proficiency
- Active user of AI tools or understanding of how AI can be used in AntiFraud
- Detail-oriented and highly motivated self-starter
- Critical and analytical thinking
- Start-up oriented: ownership mindset, proactive, result-driven, and capable of working under own initiative and little supervision
What the job involves
- We are seeking a highly motivated and experienced Fraud Risk Manager. Finom offers European freelancers and micro-SMEs an end-to-end payment journey. As an Subject Matter Expert on the topic of customer fraud, you will own the end-to-end fraud risk management cycle, to ensure that Finom’s geographic and product expansion is done in a controlled way, and fraud metrics are best-in-class
- This role sits in the 2nd Line of Defense and reports to the Head of Financial Crime Risk
- Take ownership of and continue developing the AntiFraud portfolio of rules/controls to mitigate, maintain ambitious true positive rates and numbers of alerts per active customer, work with stakeholders in development and operations teams to continuously improve performance of the rule portfolio
- Take ownership of fraud-related vendor relationships and continuously improve the tech stack behind Finom’s anti-fraud risk engine
- Effectively collaborate with Finom’s Machine Learning Engineering team to improve the quality of AntiFraud detection as part of the overall Dynamic Customer Risk Assessment models
- Lead a team of 5 antifraud investigators continuously monitoring and improving the fraud control environment
- Actively participate in the New Product Approval Process to ensure that fraud considerations are incorporated into new products by design
- Provide guidance and training to the 1LoD on Fraud related topics
- Participate in the annual SIRA (Systematic Integrity Risk Assessment) cycle, annual AFC audits and support Head of FinCrime Risk in other inquiring from external and internal fraud-related enquiries
- Support the Head of FinCrime Risk in the definition and implementation of the overall FinCrime Risk Management strategy
- Establish effective communication with stakeholders: product team (on producing business requirements on fraud-related features and the impact they have on the customers), Risk Management (harmonization of approaches with CDD, AML, Sanctions Risk Managers), Quality Assurance (implement best practices in reviewing alerts based on the anti-fraud scenarios and making correct decline/offboard decisions)
- Initiate and take responsibility for ad hoc project work within the department
- Performing other duties as reasonably required for the operational efficiency of Finom (pro-actively deemed necessary by the employee) or/and as communicated by the manager
- Your role is to perform the end-to-end fraud risk management cycle:
- Risk identification (anomaly monitoring & identification of new typologies)
- Risk assessment (defining the risk appetite on fraud typologies)
- Risk assessment (development of controls to mitigate identified risks)
- Risk monitoring (monitoring KPIs & KRIs)
- Risk reporting (reporting to the Risk Committee, Head of Fincrime Risk, Management Board and Supervisory Board on fraud trends)
- Metrics you own and drive:
- Gross & Net Fraud rate
- False Negative rate
- Fraud Losses
- Account Takeover Rate
- Decline Rate & Account Closure rate (fraud-related)
Application process
- Your application will be reviewed and if successful, a member of the Talent Acquisition Team will be in touch within the next few days. Standard interview process:
- Recruiter Interview
- Team Interview
- Case study
- Final Interview
Our take
Financial services can be complicated and time-consuming, especially for smaller companies, early-stage businesses, and freelancers. And navigating everything from invoices to expenses can often pull focus away from actually running the business.
Founded by the team behind the online B2B bank Modulbank, Finom is the fastest-growing financial management platform for SMEs and freelancers. Its automated tools cover everything from expense tracking to e-invoicing to multi-banking, and it's even supported by partnerships with the likes of VISA and Klarna.
This rapid growth is backed by strong investor confidence, too, with some significant funding added to its name in 2025. The capital will support customer acquisition, product expansion, and strategic initiatives. And with ambitions to reach 1M business customers by the end of 2026, Finom is seriously setting its sights high.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
33% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Jun 2025
$132.8m
SERIES C
Feb 2024
$57.8m
SERIES B
Total funding: $210.1m
Company HQ
Buitenveldert-West, Amsterdam, Netherlands
Leadership
Andrew Petrov
(Co-Founder & CEO)Prior to co-founding Finom in 2020, Andrew co-founded Modulbank where he served as a Chairman of the Board for 5 years.
Oleg Laguta
(Co-Founder & CFO)Oleg has 14 years in fintech and banking development. Previously, he co-founded Modulbank alongside Andrew.
Salary benchmarks
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