Staff Product Engineer, Cleo

Ruby

Salary not provided

A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles

React

AWS

TypeScript

React Native

Python

Minitest

Heroku

Ruby

Rails

Ruby on Rails

Senior and Expert level

London

More information about location

1+ day a week in office

AI personal finance assistant

Posted today

AI personal finance assistant

201-500 employees

FintechB2CArtificial IntelligenceBankingPersonal financeFinancial ServicesSaaS

Posted today

Salary not provided

A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles

React

AWS

TypeScript

React Native

Python

Minitest

Heroku

Ruby

Rails

Ruby on Rails

Senior and Expert level

London

More information about location

1+ day a week in office

201-500 employees

FintechB2CArtificial IntelligenceBankingPersonal financeFinancial ServicesSaaS

Company mission

Our mission is to change the world’s relationship with money.

Job

Company

Role

Who you are

You are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery
As this is an SE5 position as described in our public progression framework we’re looking for someone who has at least 5+ years industry experience of using Ruby on Rails. If it’s not quite that much, maybe you want to look at our other Backend roles

What the job involves

Staff IC within a cross-functional product squad and collaborating with a mix of engineers, designers, analysts and other disciplines to develop features that enhance our users' financial health
Collaborating with other senior peers in your pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped
Mentoring colleagues to help them grow as engineers and actively supporting their development
Working on our Ruby on Rails monolith, building data models, APIs, and business logic services
Delivering your work using agile methodologies and tools like tests, observability, AB-tests, and feature flags
Analysing data to identify problems and generate new ideas, using various sources such as our database, application logs, and user research data
Supporting colleagues through in-hours support and optionally joining the compensated out-of-hours on-call rotation
Contributing to cross-cutting concerns that improve our engineering efforts
Taking part in shaping the work of your squad beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more
Here are some examples, big and small, of the kinds of product feature work our engineers have taken part in over the last year:
Building a secured credit card
Launching new budget analysis features
Implementing pricing experiments for subscriptions
Cleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript we release our frontend app to Google and Apple for review at least once a week
We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Heroku. Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week
Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week
While we take a pragmatic approach, we place a strong emphasis on quality
Our code is peer-reviewed, and we maintain automated testing using Minitest and CircleCI
We're also actively working towards a more modular architecture, focusing on separating concerns to achieve all the benefits of microservices within a monolith, while progressively refactoring our code as we build new features
Everyone in the engineering team contributes to driving our technical strategy, voices & ideas from all levels are valued: we are all owners at Cleo

Salary benchmarks

Our take

People are increasingly not satisfied with the products being offered by traditional banks, which have proven slow to react to the needs of younger consumers who expect more from their everyday experiences.

Cleo was one of the first companies to make great use of chatbots that sit within Facebook's messenger app. This chatbot-first approach and Gen Z user base have given it strong virality. It now has millions of registered users, 99% of which are based in the US, leading to a decision to take a year break from the UK market to focus on its US Gen Z customers. And after a successful year in the US its now eyeing up a return to the UK.

Its Series C funding will help the company to double down in the US, where it will make a significant increase in employee headcount, and enable Cleo to maintain and expand its service during an economic downturn.

Financial advice delivered via bots is a crowded space, so Cleo benefits from having a strong brand presence. It has gone for very bold, fun, Gen Z-focused messaging which helps it to stand out from competitors such as Emma, Plum, and Chip.

Kirsty

Company Specialist at Welcome to the Jungle

Insights

Rocket List 2021

Top investors

43% female employees

24% employee growth in 12 months

Glassdoor (3.8)

Trustpilot (3.9)

Company

Funding (last 2 of 5 rounds)

Jun 2022

$80m

SERIES C

Dec 2020

$44m

SERIES B

Total funding: $137.5m

Company benefits

Learning and development
Mental health support
Agile working

Company values

Make it Happen
No bullsh*t
Learn at Speed
Bring Good Vibes

Company HQ

London, UK

Articles

Cleo named as one of Forbes' Next Billion Dollar Startups

Leadership

Barnaby Hussey-Yeo

(Founder & CEO)

Previously a Data Scientist at Wonga, one of the companies that pioneered the smart use of data for loan decisions. Joined Entrepreneur First where Cleo was formed.

Diversity, Equity & Inclusion at Cleo

Annie Jackson (Head of Talent )

We’ve set up an internal committee of truly passionate people that are dedicated to ensuring Diversity and Inclusion is embedded in how we all operate as a team. We agree on meaningful actions, and get on with implementing them. We have three main focuses right now, which are:
1) Improving SocioEconomic diversity across the company
2) Increasing the number of women in Leadership roles
3) More community outreach
Check out our 2022 Diversity and Inclusion report, here: https://web.meetcleo.com/blog/cleo-diversity-equity-and-inclusion-report-2022

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