Lead Financial Analyst, Enova
$95-115k
More information about location
AI-driven financial credit provider
Posted today
AI-driven financial credit provider
1001+ employees
Posted today
$95-115k
More information about location
1001+ employees
Company mission
To help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.
Role
Who you are
- Bachelor’s degree in Finance, Accounting, Economics, or a related field from a top-tier undergraduate program
- FP&A or valuation experience strongly preferred
- 5+ years of progressive FP&A or valuation experience, with a strong focus on end-to-end P&L management and strategic business support
- Advanced proficiency in Excel and financial modeling, with a deep understanding of integrated financial statements and scenario analysis
- Proven ability to take full ownership of complex financial initiatives, managing multiple high-impact projects under tight deadlines with precision and accountability
- Strong cross-functional leadership skills, with a track record of partnering across teams to translate complex financial data into actionable business insights
- Skilled at simplifying ambiguity into structured financial frameworks and influencing key stakeholders through clear, data-driven recommendations
- Experience with enterprise financial systems such as Vena Solutions and Workday Finance strongly preferred
What the job involves
- Enova is currently seeking an ambitious Lead Financial Analyst to support our FP&A team. In this role, you’ll apply your financial expertise and strategic mindset to help shape the direction of a dynamic, growth-oriented segment of our organization
- You will partner across teams to drive capital efficiency, improve operating performance, support product expansion, and deliver insights that fuel data-driven decisions. This is an ideal opportunity for a finance professional eager to make a tangible impact in a fast-paced environment focused on empowering consumers across the U.S
- Lead financial planning and analysis including forecasting, budgeting, and performance tracking, ensuring alignment with overall corporate strategy
- Partner closely with leadership to assess and guide product revenue and growth, cost structure, evaluating staffing and operational investments to support product growth and profitability
- Support capital allocation decisions by evaluating return on investment for new products, partnerships, and technology initiatives
- Conduct scenario modeling and long-term planning to help guide pricing strategy, credit risk appetite, and market expansion opportunities
- Deliver actionable insights through robust analyses of portfolio trends, customer behavior, and market dynamics to inform business strategy and drive continuous improvement
- Develop strategic materials that communicate performance, priorities, and market position to internal stakeholders and external investors
Our take
Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data, which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.
Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify credit opportunities when they would otherwise be missed. There is definitely a market for its product: over 15M customers have funded almost $70B through the platform to date.
Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will become increasingly reliant on Enova's AI-based solutions to help them manage credit risk and navigate a complex lending environment.
Steph
Company Specialist at Welcome to the Jungle
Insights
13% employee growth in 12 months
Company
Company benefits
- Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results
- Health, dental, and vision insurance including mental health benefits
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer day…Plus so much more!
- 401(k) matching plus a roth option
Company HQ
Chicago Loop, Chicago, IL
Leadership
David Fisher
(Executive Chairman)Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.
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