Internal Audit Manager, Enova
More information about location
3-5 days a week in office
AI-driven financial credit provider
Be an early applicant
AI-driven financial credit provider
1001+ employees
Be an early applicant
More information about location
3-5 days a week in office
1001+ employees
Company mission
Enova's mission is to help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.
Role
Who you are
- 5+ years of Internal Audit / SOX experience
- Knowledge of Internal Audit Global Auditing Standards
- Experience identifying controls, analyzing control gaps, and evaluating the design and operating effectiveness of controls across various risk areas
- Management of complex audits
- Ability to build rapport and influence executive leaders
- Process oriented and ability to understand interdependencies between functions
- Proficiency and self-sufficiency in Microsoft Office applications (e.g. Word, PowerPoint, Advanced Excel)
- Experience in financial services preferred
What the job involves
- This role will be responsible for managing multiple audits to evaluate controls mitigating regulatory, operational, financial, and strategic risks across the organization
- This includes end to end management of audits including developing test plans, managing and reviewing the work of other auditors and consultants, providing and communicating recommendations or best practices to leadership
- This role will also be involved in the execution of the risk assessment process, development of annual audit plan, coaching and developing internal audit staff and seniors
- Reporting into the Head of Internal Audit, this role presents an opportunity to influence change and develop innovative approaches to help drive continuous improvement within and outside the department
- Management and oversight of audits including complex audits outsourced to third parties
- Performing critical project management duties in the planning, scheduling, coordinating, reviewing and reporting related to internal audits
- Providing expertise in auditing standards and performance criteria, audit requirements
- Serving as a key liaison/advisor related to internal control matters
- Prepare audit reports and other communications to senior leaders
- Identify and communicate changes in professional audit standards or other standards impacting areas of audit focus
- Assess risk factors to identify high-risk areas within the organization
Our take
Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.
Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 8 million customers have funded almost $50 billion through the platform to date.
Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Company benefits
- Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
- Health, dental, and vision insurance including mental health benefits
- 401(k) matching plus a roth option (U.S. Based employees only)
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer day…Plus so much more!
Company values
- Customer first: We listen to our customers’ needs and create products that solve real problems. We deliver beyond expectations, treating our customers the way we want to be treated
- Best answer wins: We believe innovative ideas and solutions can come from anywhere. That’s why we make sure the best answer wins — no matter who it’s coming from.
- Operate as an Owner: The entrepreneurial spirit runs strong at Enova. We encourage team members to think big and move fast and use resources like they’re their own
- Accountable for Results: We’re a data-driven company, and we use that data to add value and create results. We set our expectations high and do what we say we are going to do
- Top Talent and Teamwork: Enova is a place for the best and brightest, from all walks of life and parts of the world. We work in small, focused teams that encourage diversity of thought
Company HQ
Chicago Loop, Chicago, IL
Articles
Leadership
David Fisher
(CEO, not founder)Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.
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