Risk Partnerships Manager, Stripe

• 12+ years experience in risk-related role at a bank or fintech with experience of card issuing programmes and credit/lending products
• A deep knowledge of risk and compliance topics for related products
• A deep understanding of Card Network requirements relating to card Issuing programs
• Ability to represent Stripe on risk, compliance, and product issues with banking partners to maintain positive relationships
• Strong organizational, planning, and communication skills (written and verbal) to drive understanding, collaboration, and issue resolution
• Curiosity and a partnership mindset focused on improving processes and scaling solutions
• First-hand experience in risk management at a bank or fintech
• Strong stakeholder management skills, including navigating difficult situations, negotiating timelines, and influencing stakeholders across organizations and borders
• Self-motivated and proactive, with the ability to thrive in uncertain and ambiguous environments

Desirable

• The Risk Partnerships team is an essential part of Stripe’s Global Partnerships organization
• Our team is responsible for building and maintaining relationships with key partner banks to manage risk for Stripe’s business activities
• These banking partnerships are essential to enable Stripe to accept and make payments, provide credit, move & store money and develop new products and solutions to meet our users’ needs
• We work across a broad range of risk and compliance topics including; credit, fraud, regulatory, financial crime, reputational, product and operational risks
• We are seeking a new team member to collaborate with key banking partners throughout North America, Europe & APAC
• These partners will work with Stripe to develop and deliver solutions that will build our Banking-as-a-Service (BaaS) product suite. This role will support Stripe's goals to enable users to benefit from products including Card Issuing and Stripe Capital; loans and cash advances
• Risk management is essential for managing these relationships, and this role requires a broad understanding of risk disciplines across Small & Medium Sized credit products as well as Card Issuing
• This role will lead activities to enhance risk management interactions between Stripe and its partners, manage key aspects of the partner relationships, and execute high-impact initiatives
• This role will work closely with key internal and external stakeholders to set objectives, coordinate priorities and drive execution
• Internally, this role will coordinate closely with product and engineering teams, and cross-functional stakeholders including Risk, Fraud, Financial Crime & Supportability, Operations, Legal and Finance
• Externally, this role will work closely with Partners' Risk & Compliance teams, including senior management
• Lead risk-focused initiatives in collaboration with global financial partners (banks, networks, payment methods) to:
• Foster new business opportunities and user verticals
• Innovate on shared risk methodologies
• Establish and maintain compliance with agreed risk appetites
• Oversee and maintain the health of relationships with key risk counterparts at partner banks
• Develop and manage projects and initiatives that support strong partner relationships regarding risk
• Deliver business and policy recommendations that inform our risk posture
• Act as a representative and negotiator of our risk approach to banking partners
• Enhance existing and develop new partner-facing risk management capabilities
• Lead risk-related partnership and product discussions with banking partners to align on risk approaches and strategies
• Identify and pursue business opportunities by creating innovative risk-aware solutions that expand our product and user base through banking partnerships