Senior Software Engineer, Upstart

• 5+ years professional experience in fullstack software development in a cloud-hosted environment
• 3+ years proficiency in Kotlin, Java, or C#, or similar modern backend languages
• Some hands-on experience with a JavaScript framework like React
• Some hands-on experience with SQL databases and domain modeling

Desirable

• Every year, millions of Americans turn to high-cost payday loans to cover short-term cash needs, often paying excessive fees and interest
• Upstart’s Small Dollar Loan product offers a fair-priced, non-predatory alternative for those deemed "too risky" by traditional lenders
• Operating like a startup within a larger company, our team moves quickly to refine our ML models, automate the customer experience, and scale the business
• Since launching in April 2022, we've expanded access to credit for tens of thousands of customers while proving strong unit economics—and we’re just getting started
• As a Senior Software Engineer at Upstart, you’ll take the lead on Small Dollar Lending’s core engineering initiatives
• You understand how good software design and architecture advances and accelerates business outcomes
• You don’t wait for someone to set a path for you, you collaborate with stakeholders across the broader business to identify and drive the team’s success
• With deep care and empathy for our customers, you’ll bring your thoughts and opinions on what we build, not just how we build it
• Working alongside a team of bright and motivated engineers, you encourage everyone to be their best through coaching and mentorship
• Leverage our existing tech stack (Kotlin, Spring Boot, React, Next.js, AWS, Kafka) to add features and value
• Lead successful cross-team and/or multi-quarter, multi-engineer projects
• Drive a vision for how best to design and build software in a complex, service oriented environment
• Propose and deliver new ideas that achieve meaningful improvements to our team’s business metrics
• Maintain and champion a quality mindset, finding ways for the entire team to consistently improve reliability