Head of Data Science, Carmoola

£120-140k

+ Equity/options package

Senior and Expert level

London

Office located in Primrose Hill, London

Speedy car financing

Job no longer available

Speedy car financing

21-100 employees

B2CCarsPersonal financeFinancial ServicesSaaS

Job no longer available

£120-140k

+ Equity/options package

Senior and Expert level

London

Office located in Primrose Hill, London

21-100 employees

B2CCarsPersonal financeFinancial ServicesSaaS

Company mission

To help customers take control of and experience car finance freedom.

Job

Company

Role

Who you are

5 years+ experience in an analytically strong financial services provider
Eagerness to get ‘stuck in’, collaborate with different teams and work across a wide range of different areas
A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
Experience in using the latest data science techniques to enhance decisioning
Strong background in risk management

What the job involves

We are looking for an exceptional and seasoned Head of Data Science. You will lead the company’s Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy
Working within the credit and analytics team to build a world class lending platform
Analyse ways to increase acceptance rates while maintaining performance
Identify data and algorithmic opportunities to reduce fraud risk
Own the Collections strategy and deliver solutions to improve debt recovery
Create analytic testing frameworks

Salary benchmarks

Our take

The current car buying experience lacks clarity around pricing and cost, meaning that buyers are often unable to make informed decisions regarding financing until very late into the process. Carmoola offers a solution to this by providing speedy financing options at the start of the buying process, placing control back into customers' hands.

The company is able to offer this radically different strategy through new, innovative ways of approaching risk assessments that are geared towards transparency. Further, while other digital lenders and brokers require some phone calls and paperwork, Carmoola differentiates itself by operating entirely online for a more streamlined customer experience.

Funding has allowed the company to scale rapidly, and plans include a continuation of this growth through new hires and development invested into its platform. Recognition as an industry disruptor has been signified by its inclusion on the Startups 100 Index for 2026.

Kirsty

Company Specialist at Welcome to the Jungle

Insights

Top investors

Glassdoor (5)

Company

Funding (last 2 of 5 rounds)

Jan 2024

$21m

SERIES A

Feb 2023

$11.6m

SERIES A

Total funding: $72.6m

Company benefits

Sky's the limit growth opportunities
Stock Options, we want you to share in the success that we are building together
The opportunity to learn fast, amongst like minded peers
Modern office space in bustling Kings Cross, with all the expected Startup Mod Cons
25 days Holiday (+Bank Holidays)

Company HQ

Royal Arsenal, London, UK

Leadership

Roman Sumnikov

(Co-Founder & Co-CTO)

Held senior and lead roles as a Software Engineer at Avery Products, Book2Meet and Vable. Sumnikov also worked as the Head of Engineering then CTO at Movebubble.

Aidan Rushby

(Co-Founder & CEO)

Previously the co-founder and CEO of Movebubble.

Igor Gordiichuk

(Co-Founder & Co-CTO)

Previously worked as a Senior Software Engineer and Team Lead at WDS. Also worked as a Lead Software Engineer at Vable and CTO at Movebubble.

Jasper Dykes

(Co-Founder & Board Member)

Dykes is the founder and current CEO of Fly Now Pay Later. He is also an investor in Revolut and Mercury.

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