Head of Data Science, Carmoola
£120-140k
+ Equity/options package
Office located in Primrose Hill, London
Speedy car financing
Open for applications
Speedy car financing
21-100 employees
Open for applications
£120-140k
+ Equity/options package
Office located in Primrose Hill, London
21-100 employees
Company mission
To help customers take control of and experience car finance freedom.
Role
Who you are
- 5 years+ experience in an analytically strong financial services provider
- Eagerness to get ‘stuck in’, collaborate with different teams and work across a wide range of different areas
- A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
- Experience in using the latest data science techniques to enhance decisioning
- Strong background in risk management
What the job involves
- We are looking for an exceptional and seasoned Head of Data Science. You will lead the company’s Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy
- Working within the credit and analytics team to build a world class lending platform
- Analyse ways to increase acceptance rates while maintaining performance
- Identify data and algorithmic opportunities to reduce fraud risk
- Own the Collections strategy and deliver solutions to improve debt recovery
- Create analytic testing frameworks
Salary benchmarks
Our take
The current car buying experience lacks clarity around pricing and cost, meaning that buyers are often unable to make informed decisions regarding financing until very late into the process. Carmoola offers a solution to this by providing speedy financing options at the start of the buying process, placing control back into customers' hands.
The company is able to offer this radically different strategy through new, innovative ways of approaching risk assessments that are geared towards transparency. Further, while other digital lenders and brokers require some phone calls and paperwork, Carmoola differentiates itself by operating entirely online for a more streamlined customer experience.
Funding has allowed the company to scale rapidly, and future plans include a continuation of this growth through new hires and development invested into its platform.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 5 rounds)
Jan 2024
$20.9m
SERIES A
Feb 2023
$11.5m
SERIES A
Total funding: $72.2m
Company benefits
- Sky's the limit growth opportunities
- Stock Options, we want you to share in the success that we are building together
- The opportunity to learn fast, amongst like minded peers
- Modern office space in bustling Kings Cross, with all the expected Startup Mod Cons
- 25 days Holiday (+Bank Holidays)
Company HQ
Royal Arsenal, London, UK
Leadership
Roman Sumnikov
(Co-CTO & Co-Founder)Held senior and lead roles as a Software Engineer at Avery Products, Book2Meet and Vable. Sumnikov also worked as the Head of Engineering then CTO at Movebubble.
Aidan Rushby
(CEO & Co-Founder)Previously the co-founder and CEO of Movebubble.
Amy McKechnie
(Director of Product and Operations & Co-Founder)Previously worked as a Marketing and Events Co-ordinator for Zoopla and founded My Princess Party. McKechnie also worked as Product Owner then Head of Product at Movebubble.
Igor Gordiichuk
(Co-CTO & Co-Founder)Previously worked as a Senior Software Engineer and Team Lead at WDS. Also worked as a Lead Software Engineer at Vable and CTO at Movebubble.
Jasper Dykes
(Boardmember & Co-founder)Dykes is the founder and current CEO of Fly Now Pay Later. He is also an investor in Revolut and Mercury.
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