Senior Director of Product, Earnin
$309.6-378.4k
+ Equity
2+ days a week in office (Mountain View, CA)
Paycheck advance service for employees
Job no longer available
Paycheck advance service for employees
201-500 employees
Job no longer available
$309.6-378.4k
+ Equity
2+ days a week in office (Mountain View, CA)
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- 10+ years of product management experience, with a strong focus on building and delivering innovative, customer-centric solutions
- Demonstrated success in managing large product portfolios with a proven track record of delivering across a broad set of areas such as core experiences, identity, and money movement
- 5+ years of experience managing and mentoring high-performing teams
- Strong analytical skills, with the ability to leverage data to inform product decisions and drive metrics
- Experience in the fintech space, especially with payments, risk management, or financial products, is highly desirable
- Excellent communication and collaboration skills, with the ability to influence cross-functional teams and stakeholders at all levels
- Ability to thrive in a fast-paced environment, balancing strategic thinking with tactical execution
- A passion for solving real customer problems and improving financial wellness for everyday people
What the job involves
- We are seeking an experienced and visionary Senior Director of Product to lead and evolve EarnIn's core product and platform
- In this role, you will take ownership of the product's foundational elements, ensuring a seamless, scalable, and resilient platform that supports both current features and future growth
- You will work closely with cross-functional teams to build a robust and flexible platform that enhances our overall product experience and aligns with our mission of providing financial flexibility
- Product Vision & Strategy: Define and lead the strategic direction for EarnIn’s core product and platform, ensuring scalability, security, and flexibility as we grow and expand our offerings
- Platform Excellence: Focus on building a best-in-class platform that underpins our product experience, driving reliability, performance, and innovation across all product areas
- Customer-Centric Innovation: Develop a deep understanding of customer needs and ensure our core platform enables products that provide exceptional, seamless, and intuitive user experiences
- Cross-functional Collaboration: Lead and work with product, engineering, design, and business teams to deliver platform solutions that enhance the entire product ecosystem, ensuring alignment across the organization
- Scalability & Infrastructure: Oversee the development of a flexible and scalable platform that can support current and future product demands, ensuring a strong foundation for continued growth and product innovation
- Data-Driven Insights: Use data analytics and market insights to inform platform development decisions, ensuring the product evolves to meet both current and future customer needs
- Leadership & Mentorship: Lead and mentor a team of high-performing product managers, fostering a culture of collaboration, innovation, and excellence within the product organization
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
42% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company HQ
Evergreen Park, Palo Alto, CA
Leadership
Ram Palaniappan
(CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
Salary benchmarks
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