Senior Data Scientist, Highnote
Risk and Fraud Management
$180-220k
+ Equity
More information about location
3 days a week in office
Card issuer and payments services
Be an early applicant
Card issuer and payments services
101-200 employees
Be an early applicant
$180-220k
+ Equity
More information about location
3 days a week in office
101-200 employees
Company mission
To build the future of embedded finance experiences for businesses everywhere.
Role
Who you are
- 10+ years of experience in data science, with significant expertise in fraud detection and risk management within the payments industry
- Hands-on experience developing and deploying machine learning models, including real-time systems
- Proficiency with programming languages such as Python, R, or Scala, and machine learning frameworks
- Strong SQL and data manipulation skills
- Familiarity with fraud detection tools and technologies used by payment providers, such as rule-based systems, behavior analytics platforms, and consortium data
- Excellent problem-solving skills and a proactive mindset
- Outstanding communication and visualization skills
- Strong and demonstrated experience with Looker
- Knowledge of risk scoring, identity verification, and anomaly detection techniques
- BS in Data Science, Computer Science, Statistics, or a related quantitative field
Desirable
- Experience with big data tools and technologies such as Big Query, or similar
- Exposure to regulatory compliance requirements in the payments industry
- Strong communication and interpersonal skills, who is able to form relationships while also getting results
- Action oriented; no task is too small or insignificant for you
- Take ownership and deliver results in a fast-paced and sometimes ambiguous environment
What the job involves
- We are a leading issuing and acquiring payments processor dedicated to providing secure and efficient payment solutions
- Our Risk and Fraud Management team plays a critical role in ensuring the integrity and trustworthiness of our services by proactively identifying and mitigating fraud while delivering exceptional experiences for our customers
- We are seeking an experienced, hands-on Senior Data Scientist to lead our efforts in combating fraud and managing risk across our payment processing platforms
- This individual contributor role is highly technical and strategic, requiring a deep understanding of fraud detection in the payments industry, coupled with strong business acumen
- As the team grows, you will have the opportunity to build and lead a team of talented professionals
- Analyze large and complex datasets to uncover patterns, trends, and insights related to fraud and risk
- Develop, validate, and deploy machine learning models and algorithms to detect and prevent fraudulent activity
- Collaborate with engineering teams to operationalize fraud detection models, ensuring scalability and performance
- Build and maintain pipelines for real-time fraud detection and risk scoring
- Proactively identify emerging fraud patterns and design strategies to address them
- Provide thought leadership on best practices in fraud prevention and risk management
- Leverage in-depth knowledge of payment systems, credit card fraud, and fraud mitigation tools
- Stay abreast of industry trends, tools, and techniques to continuously enhance fraud management capabilities
- Partner with business stakeholders to understand fraud-related challenges and deliver actionable insights
- Communicate findings and recommendations to technical and non-technical audiences, including executives
- Act as a mentor and thought leader within the organization, with the potential to build and lead a dedicated team over time
Our take
Highnote is revolutionizing the world of branded payment cards, offering businesses of all sizes the ability to issue customizable cards for customers or employees. Whether for in-store shopping, loyalty programs, or corporate expenses, Highnote makes the process quick and affordable - something that was once only accessible to the largest companies.
Founded by former BrainTree and PayPal executives, Highnote has quickly gained traction in the fintech space. With significant funding and a focus on innovation, the company is positioning itself to surpass competitors like Marqeta. By leveraging the latest technology, Highnote has built a modern platform that enables businesses to create and manage payment cards more efficiently.
Now, the company is focused on expanding its market presence and developing its platform even further. With strategic partnerships with industry giants like Visa to its name, Highnote will be able to offer an even wider range of card options and financial services, giving customers more ways to manage payments and expenses in today's fast-paced business world.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
11% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Jun 2022
$25m
CONVERTIBLE
Sep 2021
$54m
SERIES A
Total funding: $90.5m
Company benefits
- Flexible Paid Time off: We encourage team members to take the time off they need to recharge and be at their best
- 100% health, dental, vision coverage: We cover your entire monthly premiums, and 75% for spouses and dependents
- Equity, own a piece of Highnote: We want everyone at the company to share in our collective success
- 12-6 weeks paid parental leave: Birth parents receive 12 weeks paid leave, and up to 16 weeks away from work. Non-birth parents receive 6 weeks paid leave
- 401k Retirement Savings: We want to help you invest in your future
- Stipend for WFH: We give all employees a monthly stipend for their work-from-home expenses
- Free lunches during office days: If you work out of San Francisco, you receive free lunches when working from the office
- Team events and offsites: We value team bonding and collaboration in-person when applicable
Company values
- Customer Obsession: We obsess over the challenges our customers face and create inspired solutions that empower them to differentiate and win
- Executional Excellence: We believe results matter and that a disciplined and thoughtful approach leads to phenomenal outcomes
- Intentional Inclusion: We cultivate a trusting, transparent environment where everyone has a voice, believing that diversity of thought leads to phenomenal work from our teams and fantastic results for our customers
Company HQ
Yerba Buena, San Francisco, CA
Articles
Leadership
John MacIlwaine
(Co-Founder & CEO)Previously CTO of Morgan Stanley's Private Client Group, and Head of Global Development at Visa.
Kin Kee
(Co-Founder & CTO)Previously founded KCUBE SOlutions. They also spent 4 years at Lending CLub as the VP of Technology, and 3 years at Braintree as the Director of Architecture.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
Submit your salary to help other candidates with crowdsourced salary estimates.
Share this job
View 20 more jobs at Highnote