Senior AML Compliance Executive, OpenPayd

• An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with min of 5 AML experience
• In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks
• Background in CDD and ongoing assurance of complex client types and corporate structures
• Proven experience in the UK/EU regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm. Experience working with Digital Asset service providers is beneficial
• The ability to self-manage, organise competing priorities effectively and meet deadlines
• Ability to mentor, and deliver training in a confident cohesive manner
• You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there's ambiguity
• Experience of working in fintech
• Strong analytical skills, problem-solving ability and attention to detail
• Good interpersonal skills
• Ability to communicate both orally and in writing, and be able to present credibly and professionally to senior management

• Working in a dynamic, fast-paced environment with industry-leading colleagues who have the customer experience at the forefront of their daily activities
• Delivering training within the department and mentoring 1st and 2nd line staff as well as new starters
• Conducting quality assurance on applications and providing SME feedback
• Conducting compliance calls with clients, ultimately assessing the clients' controls and compliance programs
• Resolving escalations and making risk-based decisions on new business
• Overseeing the AML risk assessment process, ensuring that risks are effectively identified, assessed, and mitigated
• Proactively identifying and sharing areas for improvement in the due diligence processes and procedures
• Leading the investigation of suspicious transactions and activities, preparing detailed reports for regulatory authorities as required
• Preparing and presenting regular reports to senior management and the board on the status of the AML program, including metrics on compliance efforts and identified risks
• Supporting and coordinating commercial teams in qualifying and onboarding potential clients
• Analysing transactions for suspicious activity
• Working closely with the tech teams to automate the onboarding process

• Health insurance: Stay in tip-top shape, with health insurance from Vitality for every employee
• Wellbeing Perks: Live better with our wellbeing perks and programmes, designed with you in mind
• Annual bonus scheme: We are always focused on rewarding great performance in the team
• Personal training budget: We’ll give you the tools, training and support you need to grow professionally
• Hybrid work model - 3 days office based: We operate on hybrid work model - 3 days office based & 2 days working from home
• Social volunteering day: Give back to the community, with a social volunteering day every year
• Early Friday finish: Start your weekend early, with a 4pm finish every Friday afternoon
• Extra birthday leave: Enjoy an extra day off for your birthday, so you can celebrate (or just relax)

OpenPayd was founded with a simple belief: that every business, not matter its size or budget, should have access to top-notch payment and banking services tailored to their needs. As an API-first Banking as a Service provider, OpenPayd offers businesses a suite of affordable, high-quality banking and payment solutions designed to fuel growth and streamline operations.