Software Engineer, SoFi
Member Benefits & Rewards
$105.6-198k
+ Bonus + Long term incentives
1+ day a week in office
Mobile & online personal finance services
Be an early applicant
Mobile & online personal finance services
1001+ employees
Be an early applicant
$105.6-198k
+ Bonus + Long term incentives
1+ day a week in office
1001+ employees
Company mission
To help people reach financial independence to realize their ambitions.
Role
Who you are
- Bachelor’s Degree in Computer Science or related field
- 3+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications
- Full-stack experience, including frontend (React, TypeScript), infrastructure (CI/CD, observability tools)
- Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot
- Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS)
- Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns
- Ability to balance engineering excellence with business impact, prioritizing high-value initiatives
- Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions
- Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams
What the job involves
- We are seeking a Full-Stack Engineer for the Member Benefits and Rewards team
- We are responsible for member-facing benefits like credit card cash back and the 1% investment match
- We are also responsible for SoFi's newest subscription, SoFi Plus, which is an important project for the company
- Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience
- This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative
- Architect and scale high-performance systems and services that drive member growth and marketing efficiency
- Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions
- Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration
- Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof
- Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities
- Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement
- Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi’s marketing strategies
Our take
SoFi started by offering ways for students to secure better financial terms on their loans, and now offers a huge range of personal finance products, including bank accounts, loans, mortgages, investment advice, and investment opportunities. Many customers find they have to go to multiple financial service providers to meet all their finance needs, but SoFi overcomes this issue by putting it all in one place.
Its goal, to cover all the financial bases, sets them apart from many of the traditional banks and even some of their digital competitors, such as Avant, which has chosen to focus on providing credit alternatives. Although it is operating in a competitive market with a lot of big players such as Monzo, Revolut, and Starling, the company has managed to raise huge amounts of funding to support its rapid expansion.
SoFi has focussed on global expansion, moving outside the US, and has made a series of acquisitions to support this - including a Hong Kong-based investment app called 8 Securities. After going public on the New York Stock Exchange via a SPAC merger in June 2021, the company has continued to evolve and release more mission-oriented services into its roster, and strengthened its lending capabilities through a $350 million post-IPO loan. To date, the company has sold over $15 billion in personal loan collateral and continues to strengthen its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
7% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Jan 2021
$369.9m
LATE VC
May 2019
$500m
GROWTH EQUITY VC
Total funding: $2.7bn
Company benefits
- Comprehensive health, vision, dental, life insurance, and disability benefits
- Generous vacation and holidays
- Paid parental leave for eligible employees
- 401(k) and education on retirement planning
- Tuition reimbursement on approved programs, up to $5,250 per year
- Monthly contribution up to $200 to help you pay off your student loans
- Great health & well-being benefits including: telehealth parental support, subsidized gym program
- Flexible time off
- Fertility and family planning options
- Free financial classes
Company HQ
The East Cut, San Francisco, CA
Leadership
Anthony Noto
(CEO)Graduated from the U.S. Military Academy after being a telecommunications officer and captain in the U.S. Army. Has worked as Head of Gobal Telecommunications, Media and Technology at Goldman Sachs, been the COO of Twitter, and also the CFO of the National Football League.
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