Senior Mobile Engineer, Kikoff
Kikoff Main App
$244-292k
3+ days a week in office
Personal finance & credit building platform
Posted today
Personal finance & credit building platform
101-200 employees
Posted today
$244-292k
3+ days a week in office
101-200 employees
Company mission
To empower everyone to achieve financial security, no matter where they're starting from.
Role
Who you are
- At least 5 years of mobile development experience, with a record of building and scaling production apps on iOS or Android
- Growth impact: You have owned onboarding, activation, or monetization funnels for a consumer app and can point to metrics you improved
- Mobile architecture: You understand state management, patterns such as MVVM, MVI, and Clean Architecture, and the realities of maintaining a large codebase
- Production ownership: You have shipped consumer apps at scale, handled crashes and edge cases, and supported features across many releases
- Platform expertise: You have a solid foundation in iOS with Swift, UIKit, or SwiftUI, or Android with Kotlin and Jetpack Compose
- Data fluency: You are comfortable with analytics tools, funnel analysis, and experiment results, and you use evidence to make decisions
- Testing mindset: Unit, integration, and UI tests are a normal part of how you build
- API integration: You have experience with REST APIs, asynchronous operations, error states, and reliable network layers
What the job involves
- This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact
- We’re looking for a Senior Mobile Engineer to help shape the future of Kikoff’s main credit building app. This product is central to our mission of helping millions of Americans build stronger credit
- This role has three main areas of focus:
- Grow the app. Improve the journey from download to active, paying member, including the app store, onboarding, identity verification, and the first credit action
- Own payments and monetization. Build subscription, payment, and billing experiences that are fast, reliable, and easy to trust
- Improve the mobile platform. Evolve the architecture, tooling, and release process for a Flutter app used by millions, helping a growing team ship faster without sacrificing quality
- You’ll work closely with product managers, designers, growth marketers, data scientists, and engineers. Success is not just about shipping features. It is about improving acquisition, retention, and revenue in measurable ways
- Own and optimize the mobile funnel from store → signup → onboarding/IDV → first credit action; run experiments and measure outcomes
- Build acquisition plumbing: deep links, attribution, push/in-app messaging, and analytics instrumentation
- Own subscription + billing UX (plans, upgrades, payment methods, autopay, history)
- Build resilient payment flows (Stripe/Tabapay): retries, declines, recovery, and edge-case handling with fintech-grade security
- Evolve Flutter architecture, modularity, and performance/observability for multi-team scale
- Improve CI/CD, releases, codegen, testing, and the design system/component library to speed experimentation
Our take
Having a solid credit history is a fundamental building block for financial health and there is a large market of people looking to build or rebuild their credit scores. Roughly half of all American adults have subprime credit or no credit whatsoever, and it’s safe to say there is a demand for credit products tailored to beginners and builders.
Kikoff is a credit-building platform aimed at Millennials and GenZ. Their signature product helps consumers without a credit history to positively influence several key aspects of their credit score. This includes their payment history, how much they owe, and the length of their account history.
Kikoff's goal is to help customers across their entire financial journeys and create a simple and positive banking relationship: from stabilizing cash flows to accumulating savings, and building towards long-term goals such as a mortgage. The company plans to build out its technology and team, across all function areas, to bring new products to market in the future.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
37% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Jun 2021
$30m
SERIES B
Jul 2020
$10m
SERIES A
Total funding: $42.5m
Company benefits
- Health Benefits
- Flexible PTO Policy
- Kickoff Paid Holidays
- Office Lunch & Dinners
- Commuter Benefits
- Commuter Flexible Savings
- 401k Matching
- Fitness Benefit Policy
Company HQ
Financial District, San Francisco, CA
Leadership
Cynthia Chen
(Co-Founder & CEO)An experienced Chief Revenue/Risk Officer, Cynthia has worked at OnDeck, LendingHome and Figure. Co-founded Figure in 2018, and Kikoff in 2019.
Christophe Chong
(Co-Founder & CTO)Experience as a Software Engineer at Facebook from 2016-2019, and Head of Growth at Lime between 2018-2019. Co-founded Kikoff in 2019.
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