Software Engineer, Affirm
Back-end, Fraud
€55-85k
+ Employee stock purchase plan
More information about location
POS installment loans
Be an early applicant
POS installment loans
1001+ employees
Be an early applicant
€55-85k
+ Employee stock purchase plan
More information about location
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- Bachelor's degree in Computer Science, a related field, or equivalent training/fellowship/work experience
- Experience with Python is a plus
- Familiarity with deployment and automated testing frameworks
- Ability to collaborate with your team in a fast-paced environment
- Good sense of ownership and accountability. You are not afraid to tackle challenges head-on and take responsibility for innovative solutions
- Passion and drive to change consumer banking for the better!
- We do require that someone is based in Spain for the role
What the job involves
- The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud, both in real time and after the transaction
- You’ll collaborate closely with stakeholders across North America—including teams in Product, Compliance, Machine Learning, Fraud Operations, Fraud Strategy, and other Fraud Engineering teams
- Work cross-functionally with colleagues in Machine Learning, Product, Compliance, Analytics and Fraud Ops teams to set and execute our financial crimes mitigation strategy and improve Fraud Operations efficiency
- Write high-quality code in Python that can be easily understood and leveraged by others
- Build APIs and workflows to work within micro-service and event-driven architectures
- Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams
- On-Call Rotation - There would be an on-call rotation for this role as a requirement
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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