Credit Officer, Deutsche Bank

Salary not provided

Mid level

London

Investment bank and financial services company

Be an early applicant

Investment bank and financial services company

1001+ employees

B2CB2BInvestingTradingFinancial Services

Be an early applicant

Salary not provided

Mid level

London

1001+ employees

B2CB2BInvestingTradingFinancial Services

Company mission

To be the leading global provider of financial solutions for demanding clients, creating exceptional value for its shareholders and people.

Job

Company

Role

Who you are

Credit risk management knowledge including experience with securitisation structures, rating agency methodologies
Strong analytical skills with attention to detail, ability to explain potentially complex and nuanced transaction structures to the relevant stakeholders
Ability to evaluate cash flow models used to structure transactions
Bachelor’s degree in Finance, Accounting, Economics, or related fields

What the job involves

You’ll be joining the United Kingdom (UK) Credit Risk Management - Securitisation team. The team is tasked with managing the credit risk associated with Deutsche Bank’s securitisation financing activities in UK and Europe.
Credit officers are responsible for analysis and approval of securitization transactions, setting and monitoring facility limits, negotiating credit terms with the responsible business line and ongoing risk monitoring of exposures
Support the review and credit approval of securitisation transactions, ensuring exposures are consistent with bank’s risk appetite
Work with 1LoD to ensure transactions are appropriately structured with adequate risk mitigation to address relevant adverse scenarios
Analyze the quality of underlying collateral, considering factors such as credit rating, strength of counterparty, industry trends and macroeconomic conditions are appropriately accounted for
Stay informed about market trends and conditions that may impact the performance of securitized assets, helping to anticipate and mitigate potential risks
Prepare detailed credit memos for approval with the relevant approvers and, where appropriate, present at relevant credit committees
Participate in broader projects and initiatives, including portfolio monitoring, stress testing and regulatory / audit requests

Salary benchmarks

Our take

Despite its roots in the nineteenth century, Deutsche Bank has seen strategic transformation at countless stages to remain competitive. For example, it recently launched Vert, a new digital payments company for SMEs, in collaboration with Fiserv. As a result, the company successfully filled the gap in the market for a user-friendly, all in one solution which would enable merchants to accept payments and manage money.

The company continues to benefit from its scale and reputation. Despite ongoing criticisms, its strong European ties and a global network means Deutsche Bank is well placed to help clients navigate through geopolitical and macroeconomic shifts, something that can’t be said so confidently of its competitors. Today, it operates in circa 60 countries.

Moving forwards, the company is focused on aligning more closely to environmental, social and governance (ESG) criteria to facilitate over €500B in sustainable finance and investments between 2020 and 2025.