Senior Backend Engineer, Chime
$157.6-218.9k
+ Bonus and equity
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$157.6-218.9k
+ Bonus and equity
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 5+ years developing software in a production environment at scale
- Proven experience with Ruby on Rails or comparable frameworks
- Experience working with transactional databases and caching systems
- Exposure to architectural patterns of large, high-scale web applications
- An appreciation of maintainable and well-tested code
- Enjoyment in learning and diving into the deepest levels of how things work
- Start-up experience as an added plus
What the job involves
- Chime Engineering is growing rapidly as we scale to meet the financial needs of our members
- We’re looking for driven engineers to join our team and work on our real-time rules engine that empowers internal teams to build, test, and deploy decisioning logic across fraud prevention, financial crime, account management, and money movement
- As a senior engineer, you’ll own projects end-to-end: shaping architecture, implementing APIs, partnering with data engineers and analysts, and ensuring the ongoing reliability and performance of the platform
- Design, build, and scale backend systems that support real-time decisioning across multiple integrations
- Develop robust, low-latency APIs and services that power our self-serve rules engine used by internal risk and operations teams
- Collaborate with data engineers, analysts, and product managers to ship features that directly impact member experience and operational efficiency
- Contribute to platform reliability and performance through thoughtful architecture, observability, and automation improvements
- Help evolve our experimentation, policy lifecycle, and ML integration workflows to support faster iteration and smarter decisions at scale
Our take
Chime is part of the growing realm of fintech banks and providers, emphasizing straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meager interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $25.5B, a staggering $23.5B surge from its early 2019 valuation, underscoring its impressive and swift expansion. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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