Lead Back End Engineer, iwoca
New Applications Team
£80-120k
+ Share Options
Online loans for small businesses
Job no longer available
Online loans for small businesses
201-500 employees
Job no longer available
£80-120k
+ Share Options
201-500 employees
Company mission
To fund one million small businesses.
Role
Who you are
- Proficiency in Python, with a strong background in back-end engineering
- Experience with Django, PostgreSQL, and designing, building, and managing relational databases
- A keen interest in both maintaining and optimising current systems, and in engaging in full-stack projects
- Commercial awareness and product mindset
Desirable
- Experience building large systems in complex business domains
- Experience with data analytics and Machine Learning processes
- An understanding of complex data systems and event-sourced data models
- A strong numerical or technical background, ideally with a degree in maths, physics, computer science, engineering, or a related field
- Front-end development experience
What the job involves
- The New Applications team is responsible for managing the customer journey from the moment they sign up through to our internal credit assessment process
- This team coordinates the collection of data from external integrations with internal assessment processes and uses this to make automated credit decisions
- The New Applications team is an autonomous team with back-end, front-end, product, design, and analytics team members
- As the Tech Lead, you’ll work day to day with team members in all functions and manage other developers
- As the Lead Back-End Engineer joining our New Applications team, you'll collaborate with the Product Lead to drive innovation and development in this key area of our business
- Take ownership of key parts of our credit decisioning system
- Broaden the range of business possibilities and solve problems through technical innovation
- Drive architectural improvements across the platform, in collaboration with other tech leads, to build a cohesive platform
- Define and communicate your own technical agenda to champion technology and deliver our long term vision
- Build stakeholder relationships to understand and influence the business domain effectively
- Lead and coordinate cross-functional teams comprising tech, product, and analytics to deliver projects that drive business value
- Manage and mentor junior developers, fostering a learning environment that encourages growth and innovation within the team
- Lead other developers from the front, building a deep knowledge of our codebase
- You'll be working on large mature code bases, you'll need to be comfortable learning new things as you go:
- Reimagine and improve our credit decisioning platform to optimise customer journeys
- Build and maintain integrations with third party data providers to enable our credit-assessment process
- Constantly improve our customer application journey, leading and collaborating with team members from initial ideation through deployment to evaluation and analysis
Salary benchmarks
Our take
UK SMEs are the backbone of a complex economy that is constantly changing, so the need for fast and responsive access to finance is becoming more and more important to ensure their success and growth. iwoca allows SMEs access to business loans in less than a minute, with its API and business marketplace partnerships.
With offerings like iwoca's, gone are the days where waiting up to eight weeks for a loan decision was viable. Its simplified business loans of £1,000 - £500,000 come with no fees attached, and applying online takes no more than five minutes. The ready availability of iwoca loans gives business owners a level of certainty, so that they can make instant decisions to help their business grow.
iwoca has made a number of partnerships with other players in the business finance space, including an impressive industry-first invoice checkout integration with QuickBooks. Funding raised by the company, which is now operating at net profitability, will enable it to meet a recent surge in demand for corporate loans and offer more to larger SMB businesses. And the company has made several billion in funding available to over 100,000 businesses since launching, positioning itself as a leading European fintech.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Employee endorsements
Opportunities to learn
"Great opportunities available to learn from both individuals through shadowing, and teams through presentations and even secondment opportunities -..."
Funding (last 2 of 7 rounds)
Aug 2019
$13.4m
GRANT
Feb 2019
$26.8m
SERIES D
Total funding: $97.7m
Company benefits
- Work where you work best: Twice a year we rent houses in places like Sicily and the French Alps where each team can work together for a week poolside. We champion flexible working in all our teams
- Invest in iwoca: We want people to be invested in iwoca's success so after six months you'll be awarded share options
- Keep yourself healthy: We offer comprehensive health insurance and cash plans. You'll also get gym discounts and we host yoga classes in the office every week
- Start (and end) your day right: Each floor of iwoca HQ has a fully stocked fridge for breakfast and every Friday we unwind with beers and wine
- Life-work balance: We know your life outside of work comes first. We offer enhanced maternity and paternity leave for new parents plus a nursery benefit. We also have unlimited unpaid leave
- Learning and development: Whether you want to learn to code, experiment with motion design, or beat cognitive biases, you'll have time and budget to invest in your professional development
Company values
- Motivated: Going to work shouldn't feel like a slog, so we want everyone in the team to personally care about what they're working on. We stay motivated by celebrating our wins, learning from our mistakes, and always looking for new gaps to step into
- Smart: At iwoca being smart isn't about what you know, it's about how you think. Smart thinking means looking at each problem by asking ‘why’ first, then figuring out ‘how’
- Humble: We know all ideas are flawed, all code has bugs, and everyone makes mistakes - it’s how we learn. For us, being humble means you question yourself first, rather than your team
- Growth Mindset: We think there's always a better way to solve a problem. So we never let ourselves get comfortable with being good enough
Company HQ
Fitzrovia, London, UK
Articles
Leadership
Christoph Rieche
(Co-Founder & CEO)Previously spent 7 years at Goldman Sachs as a Vice President before co-founding iwoca in 2011.
Joost Versteeg
(CMO)Joost initially joined iwoca in 2017 as an Intern. Since then, they have held a number of roles, from Growth Analyst to Head of Commercial Strategy and became CMO in 2024.
People progressing
Serita joined as a Customer Onboarder, before moving into the Broker Team. Most recently they have been promoted to Partnership Manager.
Leo joined in 2018 as a Client Onboarder. Since then, they have worked in a number of roles and now serve as the Product Manager.
Jenny originally joined the Client Onboarding team and now leads the Customer Success department for the German business.
Diversity, Equity & Inclusion at iwoca
- We work hard to make iwoca a place where everyone feels welcome, where you can confidently be yourself. We understand that diversity isn't an optional add-on, it's the core ingredient of what makes us great.
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