Product Engineer, Parafin
$190-225k
Plus equity grant
Embedded financial services for SMBs
Job no longer available
Embedded financial services for SMBs
101-200 employees
Job no longer available
$190-225k
Plus equity grant
101-200 employees
Company mission
To democratise access to growth capital.
Role
Who you are
- You don't need to know our exact stack coming in, but you should be strong with JavaScript fundamentals and have shipped real products with React and TypeScript
- 2-3+ years of experience working in a frontend engineering role
- You have an eye for design. You have track record of creating beautiful experiences for the web. You care deeply about user experience and have an understanding of what might make one UI better than another
- You think in systems. You build infrastructure that makes future features easier. You know when to generalize and when to keep things specific
- You're a self-starter. You enjoy building 0 to 1. You're always looking for things that could use some TLC and finding ways to make them better without asking permission
- You care about the details. You care about micro-interactions. You think about what happens when the network is slow, when data is missing, or when users do unexpected things
- You’re a good teacher. You know how to explain ideas and trade-offs cross-functionally
- You have opinions. You have thoughts on different state management approaches, how to structure provider hierarchies, and whether that hook should be extracted or kept inline. You can articulate why you'd choose one abstraction pattern over another
- You're always learning. You've tried various coding and AI tools just out of curiosity. You want to know what the latest and greatest are and what problems they solve
What the job involves
- At Parafin, Product Engineers are the implemented product experts
- We bridge design, product, and backend, which means we're responsible for making sure everything actually works the way it should
- We are care about things beyond the specs like understanding why features exist, who uses them, and what problems they solve
- You'll own the entire frontend: every transition, every edge case, every state change that happens between a user's action and what appears on their screen
- Build polished experiences at scale. Work with design to ship great UI/UX, but also own the less visible stuff that matters like page speed, cross-browser support, mobile responsiveness
- Master the product. Develop deep expertise and opinions in what we're building. Work with product and design to shape what we build, not just execute on specs
- Instrument and optimize. Implement observability for user interactions, core web vitals, and perceived performance
- Craft frontend and product infrastructure. Contribute to build systems, dev tooling, and deployment pipelines. Advocate for a better developer experience. Build internal tools that help the team move faster
Our take
Parafin is a fintech platform helping SMBs access growth capital. It targets platforms where SMBs sell and transact and offers an embedded finance solution with which these platforms can offer loans ranging from $500 to $10M. Parafin provides the capital for these loans and assumes the risk, allowing platforms to offer competitively attractive incentives to help them draw in a larger proportion of the growing SMB market.
Parafin’s focus on SMB growth funding is canny. Most worldwide businesses fall into the SMB category, but funding access for these businesses shrunk dramatically post-pandemic when traditional banks became more conservative with their loan approvals. This exacerbates SMB cash-flow issues, which reportedly already account for more than four in five SMB failures.
This means Parafin is helping platforms fill a growing and crucial market niche. With leadership from former Robinhood employees, confident funding from major players including the founders of Robinhood, DoorDash, and Plaid, and partnerships with Amazon, Parafin looks poised to net a substantial and lucrative market.
Steph
Company Specialist at Welcome to the Jungle
Insights
77% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Dec 2024
$100m
LATE VC
Aug 2022
$60m
SERIES B
Total funding: $190m
Company benefits
- Health, dental, & vision
- 401k plan
- Parental leave
- Unlimited PTO
- Commuter benefits
- Free in-office lunches
- Mental health & well-being
- Special recognition
Company HQ
SoMa, San Francisco, CA
Leadership
Sahill Poddar
(Co-Founder & CEO)Completed a PhD in Particle Physics at CERN, before working as a Data Scientist with LiquidM and Facebook, then finally heading up Machine Learning Engineering at Robinhood.
Ralph Furmaniak
(Co-Founder)Completed a PhD in Analytic Number Theory at Stanford, before working as a Robinhood Data Scientist, and then as Chief Scientist at Numerai.
Vineet Goel
(Co-Founder & CPO)Worked as a Carnegie Mellon Teaching Assistant, before moving into a Software Engineer role at Quantifind, and then heading up Risk and Fraud Engineering at Robinhood.
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