Senior Product Manager, Avant

• 7+ years of product management experience
• Direct experience launching and/or operating a digital banking product
• (checking, savings, debit, money movement, or similar)
• Experience at a fintech or bank–fintech partnership is required
• Hands-on experience working with:
• Sponsor banks
• Core banking platforms or processors
• Card networks (Visa/Mastercard)
• ACH and money movement systems
• Proven track record of end-to-end ownership on complex, cross-functional initiatives

Desirable

• We are hiring a Senior Product Manager, Banking to help lead the execution of Avant’s banking products
• This role requires prior, hands-on experience launching or operating a digital banking product at a fintech or bank/fintech partnership
• This is a strict requirement
• You will own major banking workstreams end-to-end, working closely with Engineering, Risk, Compliance, Fraud, Finance, Operations, and external partners (sponsor bank, core processor, networks, vendors)
• This is not a feature PM role
• It is a systems, execution, and ownership role
• Own and drive major banking domains such as:
• Account opening and onboarding (KYC, CIAM, eligibility)
• Money movement (ACH, transfers, funding, limits)
• Debit card programs (issuance, network certification, lifecycle)
• Savings and interest mechanics
• ATM access and cash deposits
• Fraud, disputes, and Reg E–driven workflows
• Translate regulatory, bank, and operational requirements into clear product and execution plans
• Define scope, milestones, dependencies, and success criteria for owned workstreams
• Proactively identify risks, gaps, and decision points before they become blockers
• Drive work forward independently without waiting for direction
• Coordinate across Engineering, Risk, Legal/Compliance, Fraud, Finance, Ops, and CX
• Own outcomes, not just artifacts or coordination
• Work directly with sponsor bank partners and core processors
• Support diligence, audits, and ongoing operating procedures
• Help define and maintain bank operating models, escalation paths, and approval flow
• Manage third-party vendors (e.g., KYC, fraud, bill pay, ACH, ATM networks)
• Help define and document policies and procedures (money movement, fraud, disputes, account lifecycle)
• Ensure Reg E, BSA/AML, and consumer protection considerations are reflected in product design
• Partner with Operations and Support to ensure the product can be run at scale
• Collaborate on how banking products integrate with Avant’s broader platform (loans, cards, membership tiers)
• Understand and incorporate unit economics, pricing, and behavioral incentives
• Balance customer experience, risk, and economics in decision-making