Vice President of Analytics, Earnin
3+ days a week in office (Palo Alto, CA)
Paycheck advance service for employees
Open for applications
Paycheck advance service for employees
201-500 employees
Open for applications
3+ days a week in office (Palo Alto, CA)
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- Bachelor’s degree in Data Science, Statistics, Economics, Business Administration, or related field or equivalent experience
- 10+ years of experience in analytics
- 5+ years in a senior leadership role
- A deep understanding of statistical analysis (e.g., hypothesis testing, experimentation, regressions)
- Proven track record of developing and executing successful analytics strategies
- Strong expertise in product, marketing, and risk analytics
- Excellent leadership, communication, and interpersonal skills
- Ability to translate complex data insights into actionable business recommendations
- Strong problem-solving skills and a strategic mindset
Desirable
- A strong quantitative background acquired through a degree in a related field (e.g., Statistics, Economics, Applied Mathematics) or through professional experience
- Experience working in the Fintech or Financial Services industry
- Hands-on proficiency in advanced analytics tools and programming languages such as SQL, Python, R, and data visualization software
- Hands-on knowledge of machine learning model building and performance analysis
What the job involves
- The Vice President of Analytics will lead the analytics function, providing strategic direction and oversight for product, marketing, and risk analytics, as well as all business functions. This senior leadership role is pivotal in driving data-driven decision-making across the organization, ensuring the company leverages data to optimize performance, innovate, and achieve business goals for direct-to-consumer and business environments
- Develop and implement the overall analytics strategy in alignment with the company’s business objectives
- Lead and mentor a high-performing team of data scientists, analysts, and business intelligence professionals
- Collaborate with executive leadership to identify and prioritize analytics initiatives to drive business growth
- Ability to predict and analyze impact across various business functions, including product, marketing, engineering, compliance, risk, etc
- Oversee the development of product analytics to understand user behavior, product performance, and opportunities for improvement
- Work closely with product management and development teams to provide data-driven insights that inform product roadmap and feature enhancements
- Lead the marketing analytics function to strategize, measure, and optimize the effectiveness of full-funnel marketing campaigns to drive growth
- Utilize advanced analytics techniques to segment customers, predict behaviors, and enhance targeting strategies
- Develop and track key marketing metrics to inform decision-making and demonstrate ROI
- Manage the risk analytics team to identify, assess, and manage risks across various business functions
- Develop predictive models and risk assessment tools to support underwriting, fraud detection, and credit risk management
- Ensure compliance with regulatory requirements and internal policies related to risk management
- Drive the creation of comprehensive business insights reports and dashboards to inform strategic planning and operational efficiency
- Partner with cross-functional teams to gather requirements and deliver actionable insights
- Foster a data-driven culture within the organization by promoting the best data analysis and interpretation practices
- Stay abreast of emerging analytics tools, technologies, and methodologies to ensure the company remains at the forefront of the industry
- Lead the implementation of advanced analytics platforms and infrastructure to support scalable data solutions
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company values
- Ownership
- Speed
- Impact
- Outstanding people
- Curious truth-seeking
- Multi-level thinking
Company HQ
Evergreen Park, Palo Alto, CA
Articles
Leadership
Ram Palaniappan
(CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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