(Senior) Rails Developer, Enova

Product

$68-140k

Software Engineer salary range: $68,000 - $110,000 (USD). Senior Software Engineer salary range $98,000 - $140,000 (USD)

AWS

Kafka

Postgres

Ruby

Terraform

Splunk

Rails

Ruby on Rails

Golang

Datadog

Junior, Mid and Senior level

Chicago

More information about location

3+ days a week in office

AI-driven financial credit provider

Open for applications

AI-driven financial credit provider

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Open for applications

$68-140k

Software Engineer salary range: $68,000 - $110,000 (USD). Senior Software Engineer salary range $98,000 - $140,000 (USD)

AWS

Kafka

Postgres

Ruby

Terraform

Splunk

Rails

Ruby on Rails

Golang

Datadog

Junior, Mid and Senior level

Chicago

More information about location

3+ days a week in office

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Company mission

Enova's mission is to help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.

Job

Company

Role

Who you are

For this opportunity, we will consider both Software Engineer and Senior Software Engineer level candidates
2+ years of experience doing full-stack development in Ruby on Rails
Some experience with any or all of the following: Golang, Postgres, Kafka, Terraform, or the AWS toolkit
A solid understanding of how to support and troubleshoot your apps in production, and experience with some of the popular observability tools like Splunk or Datadog
Familiarity with an Agile development cycle and high deployment velocity
Experience collaborating with product managers to plan and scope products iteratively
A Bachelor’s degree in Computer Science, Engineering or equivalent experience

What the job involves

Enova got its start as a Rails shop, and it’s still a big part of the picture. As a (Senior) Rails developer, you will work on both older and newer applications, and contribute to making the system more scalable and resilient
You will team up with technical and business stakeholders, advocate for a high quality codebase, and eliminate roadblocks
At the Senior Software Engineer level, you'll also enhance our collaborative environment by supporting the engineers on your team through mentorship and knowledge sharing

Our take

Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.

Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 8 million customers have funded almost $50 billion through the platform to date.

Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.

Steph

Company Specialist at Welcome to the Jungle

Insights

13% employee growth in 12 months

Glassdoor (3.8)

Company

Company benefits

Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!

Company HQ

Chicago Loop, Chicago, IL

Leadership

David Fisher

(CEO, not founder)

Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.

Salary benchmarks

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