Senior Rails Developer, Enova

Backend Focus

Salary not provided

AWS

Kafka

Postgres

Ruby

Terraform

Splunk

Rails

Ruby on Rails

Golang

Datadog

Mid and Senior level

Chicago

More information about location

3+ days a week in office

AI-driven financial credit provider

Job no longer available

AI-driven financial credit provider

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Job no longer available

Salary not provided

AWS

Kafka

Postgres

Ruby

Terraform

Splunk

Rails

Ruby on Rails

Golang

Datadog

Mid and Senior level

Chicago

More information about location

3+ days a week in office

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Company mission

Enova's mission is to help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.

Job

Company

Role

Who you are

4+ years of experience doing full-stack development in Ruby on Rails
2+ years of experience with any or all of the following: Golang, Postgres, Kafka, Terraform, or the AWS toolkit
A solid understanding of how to support and troubleshoot your apps in production, and experience with some of the popular observability tools like Splunk or Datadog
Familiarity with an Agile development cycle and high deployment velocity
Experience collaborating with product managers to plan and scope products iteratively
A Bachelor’s degree in Computer Science, Engineering or equivalent experience

What the job involves

Enova got its start as a Rails shop, and it’s still a big part of the picture
As a Senior Rails developer, you will work on both older and newer applications, and contribute to making the system more scalable and resilient
You will team up with technical and business stakeholders, advocate for a high quality codebase, and eliminate roadblocks
You'll also enhance our collaborative environment by supporting the engineers on your team through mentorship and knowledge sharing

Our take

Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.

Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 8 million customers have funded almost $50 billion through the platform to date.

Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.

Steph

Company Specialist at Welcome to the Jungle

Insights

Few candidates hear
back within 2 weeks

13% employee growth in 12 months

Glassdoor (3.8)

Company

Company benefits

Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!

Company values

Customer first: We listen to our customers’ needs and create products that solve real problems. We deliver beyond expectations, treating our customers the way we want to be treated
Best answer wins: We believe innovative ideas and solutions can come from anywhere. That’s why we make sure the best answer wins — no matter who it’s coming from.
Operate as an Owner: The entrepreneurial spirit runs strong at Enova. We encourage team members to think big and move fast and use resources like they’re their own
Accountable for Results: We’re a data-driven company, and we use that data to add value and create results. We set our expectations high and do what we say we are going to do
Top Talent and Teamwork: Enova is a place for the best and brightest, from all walks of life and parts of the world. We work in small, focused teams that encourage diversity of thought

Company HQ

Chicago Loop, Chicago, IL

Articles

Enova Reports First Quarter 2024 Results

Enova International exec sells over $2.4m in company stock

Enova Reports Record Lending Volume Driven by Jobs, Consumer Spending

Leadership

David Fisher

(CEO, not founder)

Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.

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