Senior Credit Strategy Manager, Capital on Tap
3 days a week in office (Shoreditch, London)
Credit card built for small businesses
Job no longer available
Credit card built for small businesses
501-1000 employees
Job no longer available
3 days a week in office (Shoreditch, London)
501-1000 employees
Company mission
To make the lives of small business owners easier.
Role
Who you are
- At least five years of credit risk experience including credit cards
- Highly analytical and comfortable conducting complex analysis using SQL (Python experience is a plus but not essential)
- Exceptional problem solving skills and the ‘can do’ attitude to thrive in a fast paced, high growth environment
- Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
- Knowledge and understanding of UK macroeconomic, regulatory and market trends
- 2.1 or above at degree level, preferably in Economics or STEM subject
What the job involves
- We’re looking for a Senior Credit Strategy Manager with an analytical background to be an integral part of our Credit team
- Sitting in one of the most important teams in the business you’ll have the opportunity to make a great deal of impact and be given real responsibility from day one
- Central to our credit strategy, responsibilities of your role will include:
- Owning, monitoring and continually optimising our portfolio pricing and credit limit management strategies including managing test and learn strategies
- Assessing performance of our upfront underwriting and proposing improvements, in close collaboration with our Data Scientists
- Identifying, evaluation and introducing innovative new data sources to better predict credit risk
- Bespoke analytical work related to product development, customer experience optimisation, and geographic expansion related credit strategy development
- Your role will involve presentation to and active collaboration with a wide group of business stakeholders including Product and Commercial Teams, Senior Management and potential external debt funders
Application process
- First stage: 30 minute intro and values call with Talent Partner (Video call)
- Second stage (in person):
- 60min technical assessment with Head of Department
- 45min competency based interview with CRO
- Final stage: 30 minute executive interview (In person or video call)
- We will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
Salary benchmarks
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Insights
Company
Company benefits
- 🏥 Private Healthcare including dental and opticians services through Vitality
- ✈️ Worldwide travel insurance through Vitality
- 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
- 👛 Salary Sacrifice Pension Scheme up to 7% match
- 🏖️ 28 days holiday (plus bank holidays)
- 📖 Annual Learning & Wellbeing Budget
- 👪 Enhanced Parental Leave
- 🚲 Cycle to Work Scheme
- 🚂 Season Ticket Loan
- 💬 6 free therapy sessions per year
- 🐶 Dog Friendly Offices
- 🍫 Free drinks and snacks in our Offices
Funding (1 round)
Oct 2021
$599.5m
LATE VC
Total funding: $599.5m
Our take
Capital on Tap is going against the national trend which, since the financial crash in 2008, has seen the banks dial back the amount they lend to SMEs by 50%. Yet, in that same time, the number of UK SMEs has risen by 30%.
UK SMEs are the backbone of a complex economy that is constantly changing so the need for fast and responsive access to finance is becoming more and more important to ensure their success and growth.
Capital on Tap allows British SMEs access to a credit card with up to £250,000 credit within minutes. Gone are the days when waiting up to eight weeks for a loan decision was viable.
Capital on Tap have raised considerable funding and expanded to the US. The company have reported to have attracted more than 200,000 SMEs to use its services and these users have spent over £10B.
Steph
Company Specialist at Welcome to the Jungle