Senior Software Engineer, Earnin
$169.7-207.5k
Paycheck advance service for employees
Open for applications
Paycheck advance service for employees
201-500 employees
Open for applications
$169.7-207.5k
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- 4+ years of delivering value through software in a collaborative environment
- Familiarity with authentication protocols and standards (e.g., OAuth 2.0, OpenID Connect, SAML)
- Familiarity with access control schemes, multi-factor authentication (MFA), and other identity and access management (IAM) concepts
- Prior experience with at least one identity management system, such as Keycloak, Okta, Auth0, or similar
- Prior experience with JVM-based languages such as Java, Kotlin, or Scala
- Prior experience with frontend development with React or similar frameworks
- Excellent written and verbal communication skills
- Ability to thrive in a fast-paced, dynamic, result-driven environment
- Being self-motivated and able to work independently with minimal supervision
What the job involves
- EarnIn is looking for experienced, collaborative, and resourceful engineers to join our Consumer Identity team
- As a member of the Consumer Identity team, you will work cross-functionally with various teams and contribute to the design and development of our identity and authorization services
- System Design and Architecture: Design, architect, and implement identity management solutions that meet the organization's security and scalability requirements
- Identity Integration: Integrate identity services seamlessly into our applications, ensuring a cohesive user experience across multiple platforms
- Stay abreast of emerging technologies and industry trends in identity management, and proactively identify opportunities for process improvements and optimization
- Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code
- Make a meaningful impact in the lives of our community members
- Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews
- Care passionately about producing high-quality, efficient designs and code
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company values
- Ownership
- Speed
- Impact
- Outstanding people
- Curious truth-seeking
- Multi-level thinking
Company HQ
Evergreen Park, Palo Alto, CA
Articles
Leadership
Ram Palaniappan
(CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
Share this job
View 30 more jobs at Earnin