Senior Software Engineer, SoFi
Cloud Efficiency
$128-240k
+ This role is also eligible for a bonus & long term incentives
More information about location
Mobile & online personal finance services
Be an early applicant
Mobile & online personal finance services
1001+ employees
Be an early applicant
$128-240k
+ This role is also eligible for a bonus & long term incentives
More information about location
1001+ employees
Company mission
To help people reach financial independence to realize their ambitions.
Role
Who you are
- Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field
- 5+ years software development experience
- Deep expertise in cloud platforms including AWS, and cloud native technologies
- Strong programming fundamentals (Java, Kotlin, Python, Go)
- Strong understanding of software design principles, microservice architecture and best practices
- Experience with infrastructure as code (IaC) tools and practices
- Experience with container orchestration (e.g. Docker, Kubernetes), Networking and service meshes (e.g. Istio)
- Experience with workflows (e.g. Temporal, Apache Airflow, Cadence)
- Expertise in AI coding tools (e.g., Cursor, Windsurf, Claude Code) and building agentic workflows to automate cloud governance, using AWS Bedrock, RAG patterns, and MCP is a plus
What the job involves
- SoFi is seeking a highly skilled Senior Software Engineer to join our Cloud Efficiency team, a role that sits at the pivotal intersection of strategic finance and cloud engineering
- As a key contributor to our Efficiency Platform and FinOps strategy, you will move beyond static monitoring by engineering autonomous AI agents and RAG-based workflows to proactively resolve inefficiencies, ensuring our cloud architecture remains both high-performing and fiscally disciplined
- This is a unique opportunity to directly influence the architecture and efficiency best practices used across SoFi engineering, building mission-critical visibility tools that empower developers to scale innovation efficiently
- If you are a seasoned engineer with a passion for cloud technologies and a desire to enhance the performance and cost-effectiveness of foundational systems, we invite you to help fuel SoFi’s next generation of financial offerings
- Collaborate with cross-functional teams to design and implement scalable and efficient cloud solutions
- Develop and maintain robust data pipelines that ingest and normalize granular billing data, integrating system performance telemetry with cost metrics to provide a single source of truth
- Build intuitive, scalable utilization and cost observability solutions that track key cloud efficiency metrics, empowering developers to see the direct financial impact of their architecture
- Collaborate with external vendors and software engineers to integrate solutions seamlessly into cloud environments
- Implement sophisticated tagging strategies and Infrastructure as Code (IaC) to ensure 100% of cloud resources are accurately mapped to business units and products
- Build and Operate agentic AI solutions to analyze efficiency and utilization data, provide insights and drive optimization strategies
- Write high-quality software solutions, including automation scripts and custom tooling, to proactively identify and eliminate cloud waste and process inefficiencies
- Conduct code reviews and provide constructive feedback to other team members
Our take
SoFi started by offering ways for students to secure better financial terms on their loans, and now offers a huge range of personal finance products, including bank accounts, loans, mortgages, investment advice, and investment opportunities. Many customers find they have to go to multiple financial service providers to meet all their finance needs, but SoFi overcomes this issue by putting it all in one place.
Its goal, to cover all the financial bases, sets it apart from many of the traditional banks and even some of their digital competitors, such as Avant, which has chosen to focus on providing credit alternatives. Although it is operating in a competitive market with a lot of big players such as Monzo, Revolut, and Starling, the company has managed to raise huge amounts of funding to support its rapid expansion.
SoFi has focussed on global expansion, moving outside the US, and has made a series of acquisitions to support this - including a Hong Kong-based investment app called 8 Securities. After going public on the New York Stock Exchange via a SPAC merger in June 2021, the company has continued to evolve and release more mission-oriented services into its roster, and strengthened its lending capabilities through a $350 million post-IPO loan. To date, the company has sold over $15 billion in personal loan collateral and continues to strengthen its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
7% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Jan 2021
$369.9m
LATE VC
May 2019
$500m
GROWTH EQUITY VC
Total funding: $2.7bn
Company benefits
- Comprehensive health, vision, dental, life insurance, and disability benefits
- Generous vacation and holidays
- Paid parental leave for eligible employees
- 401(k) and education on retirement planning
- Tuition reimbursement on approved programs, up to $5,250 per year
- Monthly contribution up to $200 to help you pay off your student loans
- Great health & well-being benefits including: telehealth parental support, subsidized gym program
- Flexible time off
- Fertility and family planning options
- Free financial classes
Company HQ
The East Cut, San Francisco, CA
Leadership
Anthony Noto
(CEO)Graduated from the U.S. Military Academy after being a telecommunications officer and captain in the U.S. Army. Has worked as Head of Gobal Telecommunications, Media and Technology at Goldman Sachs, been the COO of Twitter, and also the CFO of the National Football League.
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