Senior Counsel, Circle

• JD or equivalent with admission to practice law in the United States
• 10+ years of legal experience focused on bank regulatory law, prudential supervision, or financial regulation
• Prior experience at a banking regulatory agency (e.g., OCC, Federal Reserve, FDIC, CFPB, or state banking regulator), or substantial experience representing clients before such agencies
• Deep knowledge of U.S. banking laws and supervisory frameworks, including safety and soundness, governance, risk management, BSA/AML, consumer protection, and payments regulation
• Demonstrated experience advising on or supervising technology-driven or innovative financial products, including digital assets, payment networks, custody, or novel settlement mechanisms
• Strong ability to engage credibly with regulators and articulate regulatory positions in writing and in supervisory dialogue
• Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development

Desirable

• As Senior Counsel, Bank Regulatory, you’ll serve as Circle’s internal authority on prudential banking regulation as applied to stablecoins, payments, custody, and blockchain-based financial infrastructure
• You will advise senior leadership on regulatory strategy, engage directly with U.S. banking regulators, and apply traditional supervisory frameworks to innovative financial products and operating models
• This role is designed for a lawyer with direct experience inside or across banking regulatory agencies and the judgment to guide novel, technology-driven offerings through traditional regulatory environments
• Advising on the application of U.S. federal and state banking laws and supervisory expectations to Circle’s stablecoin, payments, custody, and settlement activities
• Serving as a primary legal interface with prudential regulators (e.g., OCC, Federal Reserve, FDIC, state banking authorities) on licensing, examinations, supervisory matters, and regulatory change
• Translating traditional bank regulatory concepts—safety and soundness, governance, risk management, internal controls—into practical guidance for digital asset and blockchain-based systems
• Partnering closely with Compliance, Product, Engineering, and Risk teams to structure new products in a manner consistent with supervisory expectations
• Supporting regulatory strategy for Circle’s banking-adjacent entities and regulated financial institution partnerships
• Reviewing new product proposals, control frameworks, and operating models for alignment with banking supervisory principles
• Managing and coordinating external regulatory counsel and ensuring consistent positions across jurisdictions and regulatory bodies