Principal Business Analyst, Mission Lane
Portfolio Management
$118-135k
Providing access to fair and clean credit
Be an early applicant
Providing access to fair and clean credit
201-500 employees
Be an early applicant
$118-135k
201-500 employees
Company mission
To revolutionize access to financial tools in credit, debit, and beyond to pave a clear way forwards for millions of Americans.
Role
Who you are
- 2-5 years of experience in a highly analytical role, ideally in credit, lending, or another line-extension strategy
- Proven ability to problem solve end to end: from framing a hypothesis, to analyzing the data, to defending a recommendation with stakeholders
- Familiarity with SQL and Python for data analysis; Tableau is a plus, not a requirement
- Bachelor's or Master's in Economics, Finance, Engineering, Mathematics, Statistics, or a similar quantitative field with a strong academic record
Desirable
- Experience with credit cards or other consumer lending products, especially underwriting or portfolio management
- Experience building or maintaining risk models used to make account-level decisions at scale
- Experience with rewards, loyalty, or engagement programs
- Demonstrated expertise in SQL or Python
- Experience using AI coding assistants (Claude Code, Codex, Gemini CLI, Cursor, etc.)
What the job involves
- Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind?
- The Principal Business Analyst will own analytics, modeling, reporting, and recommendations for our Portfolio Management programs. This role designs the strategies behind customer engagement and risk management, including upgrades and multicard, that best serve our customers and our business
- In your first year, you'll sharpen the underwriting behind our multicard offers, and turn rewards upgrades and purchase incentives into tested strategies that move real engagement numbers
- Design or refine the underwriting and pricing behind our multicard, line-extending strategy
- Turn rewards upgrades and purchase incentives into tested strategies for re-engaging low-usage customers
- Partner with risk, data science, and engineering to bring your strategies to market
- You have analytical experience with a line-extending strategy, like credit limit increases, multicard, or another underwriting-heavy product
- You get curious about a new AI tool and actually dig in, instead of waiting for someone to hand you a tutorial
- You can work through other people to get things done. This role has a broader mandate than pure analytics
- You have the business judgment to notice when a model's answer doesn't match reality, and the instinct to ask why
Our take
The world of credit can be a murky place; however, companies such as Mission Lane are being established to bring clarity to the industry. The fintech company aims to help people with low credit build their scores and improve their financial lives – this comprises an estimated 100 million people in the US.
Originally a spinoff from the fintech company LendUp, Mission Lane fits a similar mould to larger credit card startups such as Petal, Tally, and Brex. It uses advanced technology and machine learning to expand credit access.
Despite the global pandemic providing an uncertain backdrop, Mission Lane saw more than 100% revenue growth in its early years. More recently, it strengthened its position in the market by expanding its partnership with Plaid, working together to offer additional connected solutions to underbanked customers. With these developments, Mission Lane remains well-positioned to drive financial inclusion and support for underserved communities.
Freddie
Company Specialist at Welcome to the Jungle
Insights
43% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Jul 2022
$150m
LATE VC
Oct 2021
$150m
LATE VC
Total funding: $707.2m
Company benefits
- Work: Join an engaging culture with access to training programs and advancement opportunities
- Life: Get full health, dental, and vision benefits, FSA, paid parental leave, and 401k Company Match
- Balance: Enjoy generous PTO, flexible schedules, a Calm App subscription, and more
Company HQ
Gravel Hill, Richmond, VA
Leadership
Brandon Black
(Board Member)Prior to Mission Lane, there worked at Encore Capital Group for over 15 years, while there they served as the COO, President, and CEO. The also served as the Vice President of Risk Operations at Capital One Financial Services for 2 years.
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