Senior Engineering Manager, Upstart
Capital Implementation
$186.1-257.5k
+ Bonus, equity & Employee Stock Purchase Plan
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$186.1-257.5k
+ Bonus, equity & Employee Stock Purchase Plan
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 3+ years of people and team management experience and 8+ years of experience in software engineering, with at least 3 years on product-focused engineering teams
- Experience with data warehousing, ETL processes, and SQL databases
- Experience with cloud platforms (AWS, Azure, or Google Cloud) and microservices architecture
- Exceptional communication and interpersonal skills, with the ability to engage effectively with technical and non-technical stakeholders
- Preferred Requirements:
- Experience building financial tooling or working in capital markets, treasury, or fintech environments
- Exposure to loan or asset-backed securitization systems, financial forecasting, or internal controls
- Passion for empowering non-technical teams through data and tooling
What the job involves
- As a part of the Capital Implementation team, you will play a critical role in onboarding and launching new lenders and investors in our Capital Marketplace
- You’ll lead end-to-end implementation efforts—from initial setup and integrations to go-live and execution and beyond
- This includes coordinating loan originations, managing loan sales post-origination, and providing accurate and timely reporting
- Design and build scalable systems that automate core Capital Marketplace workflows, reducing manual effort and unlocking new levels of efficiency
- Collaborate with finance, accounting, and data stakeholders to ensure timely access to accurate financial data used in capital planning and deal execution
- Partner closely with engineering leadership to define the long-term vision and roadmap for reporting and analytics automation
- Build tools and pipelines that surface real-time financial metrics, including loss forecasts and liquidity metrics, to internal decision-makers
- Lay the groundwork for scalable, repeatable processes that improve both internal reporting and external disclosures
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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