Legal Counsel, Lovey
Recoveries & Collections
£77.5-85k
Online finance broker and lender
Posted today
Online finance broker and lender
101-200 employees
Posted today
£77.5-85k
101-200 employees
Company mission
To make the business loan process simple, seamless, and beautiful for small and medium-sized businesses (SMEs).
Role
Who you are
- Qualified solicitor in England, Scotland and Wales
- Minimum 5 years PQE
- Strong background in debt recovery, litigation, or insolvency
- Experience in a law firm recoveries team or in-house within a lender/fintech is highly desirable
- Commercial mindset, able to balance legal risk with business outcomes
- Comfortable operating independently and owning a function end-to-end
- Hands-on and pragmatic, not afraid to roll up your sleeves
What the job involves
- We’re hiring a qualified solicitor to take ownership of our legal recoveries and collections activity
- This is a hands-on role with real impact, you’ll manage live cases, own recovery strategy, and help develop the legal frameworks that underpin our collections work
- You’ll act as the primary legal point of contact for recovery matters, working closely with a small in-house collections team to deliver effective and compliant outcomes
- Take full ownership of Lovey’s legal recoveries function end-to-end
- Personally manage complex and escalated cases from pre-legal stage through to enforcement
- Lead all litigation activity, including issuing claims, obtaining CCJs, statutory demands, and progressing insolvency actions where appropriate
- Make final decisions on recovery strategy across the book, including settlements, enforcement routes, and write-offs
- Design and implement clear legal escalation frameworks, defining exactly when and how cases move from collections into legal action
- Build and continuously refine playbooks, templates, and standardised legal processes to drive consistency and scale
- Act as the central decision-maker for all legal aspects of recoveries, supporting and directing the collections team on approach, positioning, and next steps
- Improve overall recovery performance by introducing faster, more effective routes to enforcement and resolution
- Manage recovery actions involving personal guarantees, including assessing enforceability and pursuing guarantors where appropriate
- Own and control legal spend across recoveries
- Ensure all recoveries activity is compliant with UK legal and regulatory requirements, while maintaining a pragmatic, commercial approach
- Why Join Lovey:
- You will own and build a critical function from the ground up
- High autonomy and direct impact on business performance
- Work closely with decision-makers in a growing lending business
- Opportunity to shape how recoveries operates as we scale
Application process
- Please note: All applications will be reviewed week commencing 20th July
Our take
Let's face it, finance has a bit of a bad rep, often being boring, tedious, and just plain outdated. Lovey (previously Love Finance) is here to shake up that narrative and bring business lending into the modern world. And they've already helped thousands of UK SMEs secure the funding they need to grow.
Lovey does so by lending their own money and working with trusted partners to make sure businesses get the best deal possible. They have a tech-first approach, which allows clients to check their eligibility in just 5 minutes and, if approved, get funds in as little as 4 hours.
Since launching in 2016, Lovey has helped over 5,000 UK businesses access more than £200M in funding and they're not slowing down any time soon.
Steph
Company Specialist at Welcome to the Jungle
Insights
28% female employees
Company
Company HQ
City Centre, Birmingham, UK
Articles
Leadership
Jack Smith
(Founder & CEO)Jack founded Lovey in 2016 and has served as the CEO since.
Alex O'Malley
(Managing Director)Alex joined the Lovey team in 2017 as a National Account Manager, he then became Head of Sales in 2022 and Managing Director in 2024. Prior to Love Finance, he spent 3 years at Shire Leasing as a Sales Executive and Account Manager.
People progressing
Emily joined Lovey 3.5 years ago, doing email marketing & copywriting. She now leads comms, training and onboarding, monthly wrap-ups, & CRM ownership. She’s also a Mental Health First Aider.
Marcell joined Lovey as a UX Designer in Mar 2024; overhauled the website, advanced brand strategy, and led end‑to‑end design of the dashboard, underwriter portal, and Lovey app.
Salary benchmarks
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