Product Manager, Lendable
UK Cards
Profitable Fintech Unicorn - Lending Platform
Open for applications
Profitable Fintech Unicorn - Lending Platform
501-1000 employees
Open for applications
501-1000 employees
Company mission
To make consumer finance amazing: faster, cheaper and friendlier.
Role
Who you are
- 4+ years of experience in product, strategy, consulting, analytics or startup environments
- Experience owning products or growth initiatives
- Strong interest in fintech, lending and technology
- Comfortable working across both strategy and execution
- Curious about AI and how new tools can improve product development
- Interested in building and scaling products with real business impact
- Thinks from first principles rather than accepting how things currently work
- Challenges assumptions and asks high quality questions
- Enjoys solving ambiguous and messy problems
- Uses data confidently to make decisions
- Moves quickly and tests ideas pragmatically
- Is highly ownership and execution focused
- Can operate independently with broad direction
- Communicates clearly across technical and non technical teams
- Is comfortable switching between product, operational and commercial contexts
What the job involves
- We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
- We’re looking for a Product Manager to help shape and grow the UK Cards product
- This is not a traditional PM role focused on roadmap management, stakeholder coordination or writing tickets. We are looking for someone who thinks like an owner and operates like a builder
- You should be someone who naturally questions how things work, challenges assumptions and looks for practical ways to improve the product
- You will work closely with engineering, operations, data, finance and commercial teams to identify problems, validate opportunities and drive execution across the Cards business. The role combines product thinking, experimentation, problem solving and AI tooling
- If you are excited by fintech, lending and building products in a fast moving environment, this role offers significant ownership and impact
- This role will cover a broad range of work across the UK Cards product
- Driving product and growth initiatives:
- You will identify opportunities to improve customer experience, engagement, conversion and business performance
- Examples include:
- Designing and running experiments across acquisition, onboarding, engagement and retention
- Improving customer journeys, product features and servicing experiences
- Using data and customer insights to prioritise product opportunities
- Defining MVPs and validating ideas before committing engineering resources
- Working closely with engineering teams to deliver high impact improvements
- Building operational leverage and AI-enabled workflows:
- We want someone who actively looks for smarter and more scalable ways to work
- Improving internal tooling and operational workflows
- Driving adoption of AI tools across the team (Claude, Cursor and other emerging tooling)
- Supporting development of AI-powered customer support and servicing
- Automating manual operational processes where possible
- Helping teams make faster and better decisions through better workflows
- Owning cross functional problem solving:
- The role requires operating across product, operations, finance, capital markets and customer servicing
- Identifying operational bottlenecks and driving improvements
- Coordinating complex initiatives across multiple teams
- Translating ambiguous business problems into impactful plans
- Balancing customer outcomes with commercial and operational constraints
- A core part of the role is continuously challenging how things are done today and helping the organisation operate in simpler, faster and more effective ways
- You will get exposure to:
- How consumer lending and credit cards work in practice
- Building and scaling one of the UK’s most successful fintech products
- Product-led growth and experimentation
- AI tooling and automation inside a real product organisation
- The operational and commercial side of running a fintech business
- Cross functional decision making across product, finance, operations and risk
- You will work closely with senior members of the Cards team and have the opportunity to own meaningful, business critical initiatives with significant autonomy
Salary benchmarks
Our take
Lendable competes with banks, other lenders, and consumer finance companies to make finance and credit easier to access for all consumers. Streamlining the loan application process, the company cuts personalised rates and fund transfers from days to minutes.
Lendable believes it can win in this crowded field due to its market-best customer service and strong financials. Part of its success is due to its funding coming from institutional investors. Lendable originates and services its loans on behalf of institutional investors, but doesn't hold them on its own balance sheet.
Growing insolvencies will worry all lending platforms, but Lendable looks well-placed to weather any credit storm given its substantial debt financing. With fresh funding, this profitable fintech unicorn is poised to make credit access easier for consumers. And with the launch of two new products in the US, Lendable is certainly in a good position for more growth.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 3 rounds)
Mar 2022
$282.8m
GROWTH EQUITY VC
Sep 2017
$6.5m
SERIES A
Total funding: $292.7m
Company benefits
- 💸 Best-in-class compensation, including equity
- 🏥 Comprehensive private health insurance (including dental, optometry and general wellbeing)
- 🎊 Multiple opportunities to socialise with your team and the wider company
- 💻 Equipment provided for you to do your best work!
- 🏠 You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas (hybrid)
- 🍲 Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday
- 🚗 EV car scheme (Octopus)
- 🚲 Cycle to work scheme
- 🧮 Pension
- 🌴 25 days of annual leave - excluding bank holidays
- 🏋️♀️ 50% off gym memberships at Virgin Active and Nuffield (via Vitality health insurance)
Company HQ
London, UK
Articles
Leadership
Martin Kissinger
(Co-Founder & CEO)Studied Economics as an undergraduate at LSE before doing an MPhil at Oxford University. Worked as an Entrepreneur in Residence at Rocket in Berlin.
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