Senior Software Engineer, Marqeta

• 5+ years of experience as a backend engineer with a Bachelor’s degree; or 3 years of experience with an advanced degree. In lieu of a degree, 8+ years of relevant experience may suffice
• You write clear, maintainable, and scalable code that’s built for change, balancing simplicity, performance, and flexibility to meet evolving business and regulatory needs
• You’re fluent in your primary, modern programming language (e.g., Java, Kotlin, Go, or Python) and have a strong understanding of its ecosystem, patterns and best practices
• You can design and evolve large-scale systems with components that interact cleanly across APIs or service boundaries
• You’re comfortable working with modern engineering tooling and cloud platforms, ideally AWS, but you adapt quickly across cloud providers
• You’re adept at debugging complex, cross-system issues quickly and effectively, especially in distributed environments
• You care deeply about code quality, testing, and performance. You champion best practices across the engineering organization
• You’re comfortable working in a fast-paced environment where priorities evolve and you can balance long-term architecture with short-term delivery needs
• You thrive in a collaborative environment and bring strong communication skills to cross-functional problem solving
• You’re passionate about building products that have a meaningful impact on users’ financial lives, and you take pride in delivering reliable, high-quality experiences
• You bring curiosity, empathy, and a growth mindset; you’re always seeking opportunities to help your team level up
• You have a track record of mentoring engineers and enjoy helping others level up through thoughtful feedback, pairing, and support
• You’re a strong communicator, able to clearly and respectfully convey technical and strategic ideas to engineers, product managers, and business stakeholders
• You navigate ambiguity well and can make informed technical trade-offs that balance long-term scalability with immediate delivery needs

Desirable

• As a Senior Software Engineer on Marqeta’s Credit team you will play a pivotal role in shaping how credit is accessed, evaluated, and delivered at scale, directly impacting the financial lives of millions
• At the senior level, you will independently identify and deliver software solutions on our Credit Rewards Team through a set of milestones spanning a specific product focus or a multi-component system
• You will own and deliver projects in service of quarterly goals on the team and independently identify solutions to solve ambiguous, open-ended problems
• You’ll partner across product, risk, data science, and compliance to build systems that are not only technically sound but ethically and financially responsible
• The Rewards Team in Credit Engineering is responsible for accurate and timely accrual and redemption of credit rewards
• This is a high performing team working on the highest initiative project within Credit; the new rewards platform will allow our customers to customize every aspect of accrual, conversion, and redemption to match their loyalty goals
• At Marqeta, participation in a rotational on-call pager duty is a required part of the software engineering role
• The specifics of the rotation may vary by team, depending on team size and structure, and will be discussed further during the interview process
• This position is for an existing vacancy
• Drive the technical design and implementation of high-impact features that enhance our credit rewards platform, directly influencing customer engagement and loyalty
• Collaborate cross-functionally to create seamless experiences for customers earning and redeeming rewards
• Build scalable, resilient services and APIs that power real-time rewards accrual and redemption across multiple channels
• Mentor and guide engineerings through code reviews, architecture discussions, and best practices to raise the technical bar for the team
• Leverage data and experimentation to optimize rewards programs, ensuring our credit customers get the most value from their experiences
• Partner with stakeholders to translate business objectives into technical roadmaps, balancing innovation, maintainability, and speed to market - all while keeping customer needs at the forefront of decision making
• Ability to lead design efforts for small to medium components/features while actively participating in larger design initiatives
• Have the ability to have significant ownership of system components/features, driving their development and enhancement
• Contribute to the long-term evolution of our credit platform through thoughtful technical strategy, system design and continuous improvement
• Participate in our on-call rotation to ensure system reliability and rapid incident response

• Application Submission
• Recruiter video call
• Coding Interview
• Hiring manager video call
• Virtual “Onsite” consisting of 4-5, 45 min calls
• Offer!