Product Counsel, Plaid
Payments
$160.3-249.6k
+ Equity
1-5 days a week in office (Harrison Street, CA)
Data network powering the tools millions of people rely on to live a healthier financial life
Be an early applicant
Data network powering the tools millions of people rely on to live a healthier financial life
1001+ employees
Be an early applicant
$160.3-249.6k
+ Equity
1-5 days a week in office (Harrison Street, CA)
1001+ employees
Company mission
To unlock financial freedom for everyone.
Role
Who you are
- The ideal candidate is highly collaborative, inquisitive, and solutions-oriented with prior experience advising at a payments-focused fintech, payment processor, bank (with consumer payments or bank-based payments focus) or similar organization
- This candidate will possess a deep understanding of payments laws–ideally some combination of Nacha rules, Reg E, Third Party Sender obligations, to name a few–and their implications for the fintech industry
- We are looking for a proactive individual who thrives in a fast-paced environment and is passionate about driving innovation while maintaining regulatory compliance
- If you’re interested in a forward-thinking role within an ambitious and dynamic company, and pride yourself on seeing around corners and connecting dots, we’d love to talk to you!
- Juris Doctor (JD) degree from an accredited law school with an active license to practice law
- 6-8+ years of legal experience
- Strong familiarity with some combination of: Nacha operating rules, BSA/AML regulations, Reg E and other consumer protection laws (e.g. UDAAP), Third Party Sender requirements, Money Transmission Laws, RTP Network Rules, and Payment Card Network rules
- Strong understanding of data protection and privacy laws, including GLBA
- Experience negotiating, advising on, and managing the risks of complex commercial agreements with partner banks, payment processing vendors, and other payments-related service providers
- Creative thinking about interpreting and applying the law in unsettled contexts
- We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
What the job involves
- We are seeking a highly skilled and experienced Product Counsel to join our legal team, bringing expertise in advising on Payments laws and their application to novel open banking and payments products
- As a crucial member of Plaid’s Product Legal team, you will play a pivotal role in ensuring compliance and guiding the development of our cutting-edge products
- Your insights and legal acumen will be instrumental in navigating the complex regulatory landscape and shaping the future of our offerings
- You’ll operate as an embedded member of the product team and be trusted to be a key legal, business, and strategic advisor on complex legal, regulatory, and data privacy questions
- They love collaborating with cross-functional teams to integrate legal requirements into product development processes. They are comfortable presenting to executives, and love rolling up their sleeves and working through both small and large product or regulatory nuances
- Provide expert legal advice and guidance on matters related to fintech payments and consumer protection activities
- Collaborate with cross-functional teams, including product, engineering, compliance, and product marketing to integrate legal considerations into the product lifecycle
- Assist go-to-market and commercial counsel in deals, ensuring legal compliance and mitigating potential risks
- Stay abreast of changes in relevant laws and regulations, and ensure proactive adjustments to company policies and procedures
- Draft and review legal documents and disclosures related to payments services and data use
- Work closely with external legal counsel when necessary and represent the company in regulatory discussions
Our take
Plaid builds infrastructure that allows consumers to interact with their bank account on the web through a number of third-party applications, like Venmo, Robinhood, Coinbase, Acorns and LendingClub.
Plaid has integrated with over 12,000 financial institutions in the US, Canada, the UK and Europe. And about a quarter of people living in North America with bank accounts have linked with Plaid through at least one of the hundreds of apps that leverage Plaid’s application program interfaces (APIs).
The platform allows companies to create financial services applications without having to hire their own team of engineers to build out a tool that connects apps to its users’ bank accounts. This is very valuable in a world where there are increasing number of fintechs, so the demand for Plaid's services are only going to grow.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 6 rounds)
Apr 2025
$575m
LATE VC
Apr 2021
$425m
SERIES D
Total funding: $1.3bn
Company benefits
- Vibrant offices in SF, NYC, and Raleigh-Durham—with catered meals, happy hours, and clubs to keep you connected
- Competitive pay, comprehensive health benefits, and support for fertility, mental health, and parental leave
- Lifestyle perks including home office stipends, daycare support, and commuting benefits like CitiBike and Lyft
Company HQ
SoMa, San Francisco, CA
Leadership
Zach Perret
(Co-Founder & CEO)Previously, Zach was a Consultant at Bain and a Research Fellow and Trustee at Duke before co-founding Plaid ion 2012.
Salary benchmarks
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