Senior Product Manager, Ride Capital
Low-tax investing platform
Job no longer available
Low-tax investing platform
1-20 employees
Job no longer available
1-20 employees
Company mission
To lower the entry barrier to make the GmbH profitable, helping to achieve financial freedom for more people, earlier in life.
Role
Who you are
- Intrinsic motivation to contribute and develop solutions for tasks and needs
- Adaptable and flexible in the face of changing structures and priorities
- Ability to stay focused and self organised and confident in executing your responsibilities
- An empathetic approach to understanding the product and team needs
- Working with a sense of humility and a growth mindset
- Adaptability and Flexibility: Excel in navigating and thriving amidst changing structures and evolving priorities, showcasing your ability to adapt seamlessly
- Strategic Planning Expertise: Demonstrate foresight by planning ahead while embracing the need to adjust plans dynamically based on new information, embodying a proactive and agile mindset
- Focus, Organization, and Confidence: Maintain unwavering focus, self-organization, and confidence in the execution of your responsibilities, contributing to the overall efficiency of project management
- Humility and Growth Mindset: Approach challenges with humility and foster a growth mindset, consistently seeking opportunities for personal and professional development
- Effective Communication Prowess: Possess strong communication skills that cut through complexity, ensuring clarity in conveying ideas and facilitating transparent dialogue within cross-functional teams
- Navigating Complex Decision-Making: Thrive in complex decision-making scenarios, aiding stakeholders in reaching optimal conclusions swiftly and efficiently
- Stakeholder Management Mastery: Showcase your ability to collaborate seamlessly across departments with strong stakeholder management skills, fostering a culture of teamwork and shared success
- Proven Cross-Functional Success: Bring a successful track record of collaboration within cross-functional teams, demonstrating your ability to lead and contribute effectively to achieve common objectives
- Comfort with Change and Ambiguity: Embrace change and ambiguity with confidence, demonstrating resilience in an environment characterized by constant iteration, incremental progress, and thoughtful trade-offs amid diverse feedback sources
- Seasoned Product Management Expertise: Possess a minimum of 5 years in Product Management or a related field, with a demonstrated track record of delivering valuable products to end-users. Additional experience within the finance sector is a valuable asset
- Product Development Mastery: Showcase your experience in successfully building and launching products, encompassing vision and strategy definition, meticulous management of product backlogs, and adept creation of user stories and acceptance criteria
- Methodology Proficiency: Exhibit expertise in Lean Startup principles, relevant frameworks, Agile/Extreme Programming, and User-Centric Design methodologies, reflecting your commitment to cutting-edge and efficient product development practices
- Versatility in Team Dynamics: Demonstrate your ability to thrive in various team settings, including small product development teams. Experience with both co-located and remote collaboration, akin to working with the product Trio (Torres fans), adds value to your profile
- Data-Driven Decision Making: Showcase a proven track record of utilizing data to drive informed decision-making and implement impactful product improvements
- Strategic Visionary: Possess a strategic mindset with a sharp understanding of market trends and competitive landscapes, contributing to the overall success of product initiatives
- Prioritization Excellence: Demonstrate exceptional prioritization skills, effectively managing competing demands to ensure optimal resource allocation and project success
- Communication Prowess: Exhibit outstanding communication skills, capable of articulating complex ideas with clarity and precision, catering to both technical and non-technical audiences
- Language Proficiency: Fluent in both written and verbal English and German, providing seamless communication in a multilingual work environment
What the job involves
- Lead the end-to-end product lifecycle, from ideation to delivery, ensuring alignment with business goals and user needs
- Utilize a profound experience in the finance sector, particularly in fintech, to bring industry insights and best practices to the table
- Help define, de-risk, and execute against our product vision
- Implement and enhance product management frameworks, ensuring efficient and effective product development processes
- Thrive in a fast-paced environment by managing multiple priorities and delivering high-quality results under pressure
- Foster a positive mindset within the product team, encouraging creativity and innovation
- Break down complex problems into small steps that can be acted upon and verified quickly. Comfortable slicing user stories into tiny chunks and still managing the backlog full of little bits of work
- Your key contribution will be to help define, de-risk, and execute against our product vision
Our take
Money has poured into fintech as startups reimagine all corners of the financial services industry with technology. One such service is wealth management where startups like Ride Capital are democratizing access through digital wealth management.
RIDE is somewhat different from other attempts. While similarly offering a diverse range of products for what it calls ‘the next 9%’ (the minimum buy-in starts at €80,000), RIDE is prioritising tax-efficiency for its largely German customer base.
The startup is now focused on facilitating all kinds of services, including investments for its clients, just like a traditional private bank. That way, RIDE will truly bridge the gap for those wealthy enough to desire those services, but not wealthy enough to have access to them.
The challenge for the fintech is that, unlike neobanks, the number of potential users for wealth management is in the thousands, not millions. However, according to Capgemini’s research, current customers criticise the lack of digital maturity of the offers and crave advice for niche products such as cryptocurrencies. Though those were great tailwinds for the disruptive platform, the company was forced to file for insolvency in 2024, and was sold for a fraction of its original price that year. Here's to hoping that it bounces back under new management.
Freddie
Company Specialist at Welcome to the Jungle
Insights
70% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Jul 2022
$3.1m
ANGEL
Sep 2021
$1.5m
SEED
Total funding: $5.8m
Company benefits
- Modern office in Friedrichshain-Kreuzberg, with roof terrace, view of the river Spree and a fitness studio
- Freshly cooked lunch provided daily by our full time Chef
- Home office option
- MacBook Pro 16"" and external 34"" inch monitors
- Individual development and training opportunities
- Internal Academy - By employees for employees. We cover topics such as cryptocurrencies, real estate investing, stock and derivatives trading
- Open and friendly corporate culture
- Highly motivated colleagues & innovative work environment
- Team events
- Free fruit, cereals and drinks
Company HQ
Wrangelkiez, Berlin, Germany
Leadership
Felix Schulte
(Co-Founder)Serial entrepreneur having previously founded startups like NewStore, a mobile retail platform and Alendra, a online store for sailing supply.
Salary benchmarks
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