Financial Operations Business Analyst, ONE
$150-180k
+ Equity
All-in-one financial platform
Be an early applicant
All-in-one financial platform
1001+ employees
Be an early applicant
$150-180k
+ Equity
1001+ employees
Company mission
To help people live healthier financial lives.
Role
Who you are
- Experience: 7–10 years in Financial Operations, Product Control, or Reconciliation roles within fintech, banking, or payments
- Hands-on experience configuring and supporting Core Ledger systems or equivalent financial sub-ledger environments
- Proficiency in SQL (required) and advanced Excel (including macros, pivot tables, Power Query)
- Familiarity with data analysis tools (e.g., Python, Looker, Tableau, Databricks) is a plus
- Deep understanding of card network products (debit and credit), including settlement, disputes, and chargebacks
- Experience launching new consumer financial products or integrating new payment flows preferred
- Act-like-an-owner mentality; thrives in ambiguity and fast-paced environments
- Strong problem-solving and critical thinking abilities
- Exceptional communication and executive presentation skills
- Demonstrated ability to influence without authority and drive cross-functional execution
What the job involves
- As a Financial Operations Business Analyst on the Financial Operations team, you will serve as a subject matter expert and bridge between Finance, Product, Engineering, and Operations
- Your mandate is to ensure the integrity of financial data and controls across products, platforms, and money movement channels, driving automation, scalability, and accuracy within our financial ecosystem
- You will be a key contributor in configuring and validating core ledger systems, building reconciliation frameworks, and operationalizing new financial products such as debit and credit cards
- This role requires both technical acumen and financial domain expertise, with a strong emphasis on data, process optimization, and cross-functional collaboration
- This position reports to the Financial Operations Lead
- Core Ledger Configuration & Product Enablement
- Partner with Product and Engineering to configure and validate new products and features in the Core Ledger platform
- Define ledger event mapping, accounting rules, and reconciliation requirements for new product launches (e.g., credit, debit, lending, or deposits)
- Support end-to-end transaction data integrity across all product and money movement systems
- Reconciliation & Controls
- Design and implement scalable reconciliation frameworks across customer accounts
- Lead automation of high-volume reconciliations to minimize manual intervention and reduce operational risk
- Monitor and resolve reconciliation breaks, ensuring issues are addressed within established SLAs
- Operational Excellence
- Collaborate with banking partners, network processors, and third-party vendors to ensure accurate and timely transaction settlement
- Act as a key stakeholder in card network (Visa, Mastercard) and dispute process setup and reconciliation design
- Evaluate and implement control improvements, reporting dashboards, and process enhancements
- Cross-Functional Leadership
- Translate complex financial and technical requirements into actionable product and engineering deliverables
- Serve as the subject matter expert for reconciliation logic, ledger flows, and financial operations reporting
- Partner with Finance and Product Control to ensure complete and accurate reflection of company income, expenses, and balance sheet positions
Application process
- Initial Interview with Talent Partner
- Technical or Hiring Manager Interview
- Team Interview
- Executive Interview
- Offer!
Our take
Traditional banking hasn't worked for millions of Americans who are underserved or priced out of the system. High fees, minimum balance requirements, and tough credit checks create barriers that keep everyday people from building financial stability. Meanwhile, fintech startups are proving there's a huge demand for simpler, more accessible financial services. But most of these apps still focus on just one or two features, forcing users to juggle multiple platforms to manage their money.
OnePay is Walmart's all-in-one financia platform bringing everything together in a single app. Launched in 2021 through a partnership with Ribbit Capital, OnePay expanded after Walmart acqwuired fintechs Even and ONE in 2022. The platform now includes buy-now-pay-later and, through a new DriveWealth partnership, stock and ETF investing. On top of this, OnePay also serves employers with a B2B financial wellness suite to improve employee stability and engagement.
OnePay is already helping millions of consumers and has earned a 4.8-star app rating. And recently it announced crypto trading for Bitcoin and Ether, further expanding its offerings. With this momentum, the platform is really positioning itself as a true one-stop financial hub.
Freddie
Company Specialist at Welcome to the Jungle
Insights
68% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Aug 2021
$40m
SERIES B
Mar 2020
$17m
SERIES A
Total funding: $66m
Company benefits
- Competitive health benefits: Medical, dental, and vision plans, pluss wellness perks.
- Flexible time off: Rest, recharge, repeat.
- Paid employee leave: Sick, personal, caregiver, bereavement, ans parental.
- 401k plan: With employer match.
- Monthly work-from-home stipend: To cover those home office expenses.
- Remote-first culture: Work anywhere in the US.
Company HQ
Civic Center, New York, NY
Leadership
Omer Ismail
(CEO)Prior to becoming OnePay's CEO in 2021, Omer spent 17 years at Goldman Sachs as a Partner.
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