Senior Full Stack Software Engineer, Affirm
Consumer Payments
ÂŁ97-145.5k
+ Equity
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
ÂŁ97-145.5k
+ Equity
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 4+ Years of experience as a software engineer
- Drive to change consumer financial services for the better
- Fluency in both backend and frontend development
- Strong cross-team communication and collaboration skills
Desirable
- Knowledge of, or willingness to work with, Kotlin as well as Typescript
- Familiarity with payment processing principles and practices
- Familiarity with Open Banking standards
- Experience in technical leadership roles
What the job involves
- Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest
- As part of the Consumer Payments team at Affirm, you'll be working on Affirm's Payment Processing Network
- These systems currently process billions of dollars in payments each year and are vital components in Affirm's platform
- We are looking for highly motivated software engineers who are passionate about building high throughput, high availability systems that can grow alongside a high growth business
- You will be working alongside multiple partner teams across Europe and the US to support feature development, international expansion as well as moving the dial on key financial metrics for the business
- Partner with product managers and stakeholders across the business to improve and expand our payments platform
- Develop a deep understanding of payment networks and the payments industry
- Work with partners and colleagues across the USA and Europe
Salary benchmarks
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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