Senior Mobile Engineer, Earnin
Android
$199.8-244.2k
+ equity
Paycheck advance service for employees
Be an early applicant
Paycheck advance service for employees
501-1000 employees
Be an early applicant
$199.8-244.2k
+ equity
501-1000 employees
Company mission
To build a financial system that works for people.
Role
Who you are
- We're looking for an engineer who thinks beyond the ticket — someone who cares as much about why we're building something as about how it gets built
- You'll treat product outcomes as your own and use data to inform your product and engineering judgment
- You must have a strong focus on user experience and be someone who can write specs and take an idea from concept to execution
- Bachelor's (or higher, e.g., MS or PhD) in Computer Science or a related technical field or equivalent technical experience
- 4+ years of industry experience building, shipping, and maintaining mobile applications at scale, with a strong focus on Android
- A product mindset: you care about customer outcomes and business impact, are comfortable with ambiguity, and can take a high-level idea and shape it into a product spec
- Tech lead experience — you've owned projects end-to-end and mentored or guided more junior engineers, raising the quality of the work around you
- Willingness and curiosity to work across stacks — Android-strong, but ready to contribute on iOS or backend rather than staying boxed into one platform
- Very comfortable with AI-native development workflows — using AI coding tools and agents as a core part of how you design, build, and ship
- Genuine interest in personalization, targeting, and messaging — figuring out how to deliver the right offer to the right person at the right moment
- Strong communication and cross-functional collaboration skills — you can engage product, design, marketing, and data partners as an equal, not just a downstream implementer
- Fluency in Kotlin, with a strong grasp of reactive & functional paradigms (Coroutines/Flow, RxJava)
- Proven experience with modern Android app architectures (MVVM, MVI, MVP, Clean Architecture) and Jetpack components
- Deep understanding of Android UI frameworks, including XML layouts and Jetpack Compose
- Hands-on knowledge of software engineering best practices across the full SDLC: coding standards, code reviews, Git workflows, CI/CD pipelines, automated testing, and mobile release operations
- Experience with mobile analytics and experimentation tooling (e.g., Amplitude, feature flags, A/B testing frameworks) is a strong plus
- Familiarity with identity verification, authentication, and authorization protocols
- Familiarity with iOS development or backend development is a significant plus
What the job involves
- The Offers team helps our community members (CMs) find ways to save and earn more
- We source and curate offers that put real money back in our CMs' pockets, and we work to surface the right offer at the right time with the right messaging—so what a CM sees is genuinely valuable to them: money they'd actually save, not a promotion they'll ignore. Getting that match right is equal parts engineering, product judgment, and experimentation
- This is a full-stack team where most engineers work across stacks — either backend and frontend or two frontend platforms, such as Android and iOS. We're hiring an Android-strong engineer who's eager to work beyond a single platform: someone who can go deep on Android but is comfortable picking up iOS or backend work as the problem demands and as their own interests lead
- We work closely with other backend and client engineers, product, design, and business development teams, as well as marketing and customer support teams, to create new product experiences for our customers. Our goal is to provide our customers with a seamless mobile experience that makes it easy to access their money
- Partner with product and design from problem definition onward — shaping what we build and why, including writing up the spec, not just implementing finished ones
- Build and refine the systems that source, match, and surface offers — deciding which to show, when to show them, and how to frame them — balancing CM value, relevance, and business outcomes
- Work across the stack as needed — owning Android, but contributing to iOS or backend when that's where the problem lives
- Work in an AI-native way — using AI coding tools and agents for cross-stack code generation, spec-driven development, and faster iteration across Android, iOS, and backend
- Translate customer pain points and business goals into technical solutions, and push back when the data suggests a better path
- Run and instrument experiments (A/B tests, targeting logic, funnels, retention) to validate that what we surface actually helps CMs save or earn more — and kill what doesn't
- Design and implement new APIs in collaboration with our backend engineering counterparts to communicate with applications
- Develop a scalable architecture that enables the organization to remain agile as it expands
- Drive decisions on the strategies and methodologies used in app development and testing at EarnIn
- Ship iteratively — prioritize ruthlessly, scope MVPs, and balance speed against quality to get value to CMs faster
- Create Unit and Automation (UI) Tests to ensure new code doesn't break existing features and meets product requirements
- Act as a tech lead — own outcomes and projects end-to-end, from spec through launch and iteration, while mentoring and partnering with junior engineers to raise the bar across the team
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their paychecks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of business customers who offer Earnin as an employee benefit.
Earnin has managed to continue its steady growth even while the wider tech landscape suffered setbacks, which suggests a wise leadership. It also continues to improve its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
42% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company HQ
Evergreen Park, Palo Alto, CA
Leadership
Ram Palaniappan
(Founder & CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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