Product Compliance Manager, Brex

• The ideal candidate will possess a deep understanding of financial regulations, strong analytical skills, and a commitment to maintaining the highest ethical standards
• 5+ years of experience in regulatory compliance, preferably in the financial services industry and fintech, with a focus on card issuing
• Strong understanding of federal and state regulations related to financial products, including TILA, ECOA, 1071, commercial finance disclosure laws, and other applicable laws and regulations
• Exceptional judgment and integrity, ability to handle complex matters independently, and product-minded approach to compliance
• Excellent analytical, problem-solving, and communication skills
• Ability to interpret and apply complex regulations
• Detail-oriented, accurate, organized, and able to set priorities
• Ability to multi-task and adapt to shifting priorities in a fast-paced environment
• Strong attention to detail and accuracy
• Experience with card processing systems and platforms

Desirable

• As a Compliance Manager at Brex, you will play a critical role in ensuring compliance with regulatory requirements and internal policies regarding our products and services
• The Product Compliance Manager, Cards & Rewards role will be responsible for ensuring the company's card products and operations comply with all applicable federal, state, and local regulations
• This role will focus on maintaining a robust compliance program, monitoring regulatory changes, and providing guidance to internal stakeholders
• The role will report directly to the Compliance Manager, Payments & Card Compliance
• Advise on regulatory requirements for new and existing products and services, partnering with Product, Engineering, Operations, Legal, and other teams
• Stay abreast of all relevant regulatory changes impacting corporate charge card products, including but not limited to the Truth in Lending Act (TILA), Regulation B/ ECOA, 1071, escheatment, and other applicable laws and regulations
• Analyze and interpret new regulations, assessing their impact on the company's charge card operations
• Identify and investigate potential compliance violations, including working with business owners to develop and implement corrective action plans, where appropriate
• Support audits, bank partner requests, and regulatory testing related to cards and rewards
• Develop and maintain all policies and procedures related to charge card regulatory compliance as well as card networks and bank partner requirements
• Review complaints related to cards and rewards and advise on resolution, including corrective action, where appropriate