Treasury Operations Lead, Cardless

• The ideal candidate thrives in a high-volume, transaction-driven environment, is comfortable working with modern data and banking platforms, and has a strong focus on automation, controls and process scalability
• Bachelor's degree in Finance, Accounting, or related field
• 3+ years of experience in investment banking, fin-tech, fin-operations, or accounting
• Experience managing high-volume transaction workflows in a fast-paced environment
• Strong understanding of reconciliations, reporting, and operational controls
• Proficiency in Excel and experience working with data tools (e.g., Snowflake, SQL)
• Ability to manage tight deadlines with a high degree of accuracy and ownership
• Strong communication skills, including experience interacting with external stakeholders (e.g., lenders, partners)

Desirable

• We are seeking a highly detail-oriented and disciplined Treasury Ops lead to own fund flow operations, lender and partner reporting, and borrowing base process across Cardless and our brand partners
• This is a high-impact individual contributor role responsible for ensuring the accuracy, integrity, and timeliness of funding flows and reporting. The role sits at the intersection of Finance, Capital Markets, Data, and Operations, and is essential to maintaining compliance with credit facility requirements and supporting the company’s liquidity management
• Prepare and submit periodic borrowing base certificate and funding requests using external Capital market platform (e.g. Setpoint)
• Ensure ongoing compliance with lender requirements,covenants and eligibility criteria
• Own monthly lender reporting packages and support audits and diligence requests
• Act as the primary point of contact for lender-related operational inquiries
• Monitor daily changes in the data tape and highlight key performance metric changes
• Manage monthly reporting deliverables for brand partners
• Own daily fund flow operations across Cardless and brand partner programs
• Perform and oversee daily reconciliations, identifying and resolving discrepancies
• Serve as the primary finance contact for partner reporting and funding-related inquiries
• Identify and drive automation opportunities across reporting, reconciliations, and funding workflows
• Partner with Data and Engineering to build scalable reporting infrastructure and resolve data gaps
• Enhance internal controls and operational processes to reduce risk and improve efficiency