Engineering Manager, Cardless
$230-300k
+ Equity
Offers Relocation assistance
5 days a week in office (Jackson Square district, CA)
Co-branded credit card creation platform
Be an early applicant
Co-branded credit card creation platform
21-100 employees
Be an early applicant
$230-300k
+ Equity
Offers Relocation assistance
5 days a week in office (Jackson Square district, CA)
21-100 employees
Company mission
To make credit more engaging, rewarding, and accessible.
Role
Who you are
- Several years of engineering management experience, ideally leading backend teams building complex, high-scale systems
- Strong technical depth — you can credibly engage in system design discussions, challenge architectural decisions, and earn the trust of senior engineers
- Experience in fintech, payments, credit or debit card infrastructure, or money movement. You understand the compliance and regulatory realities of building in this space
- A track record of scaling teams as well as systems — you've grown people, defined processes, and built cultures that ship
- Strong cross-functional instincts. You're comfortable navigating ambiguity alongside product, compliance, operations, and external partners
- High standards and a commitment to quality — in code, in communication, and in outcomes
- Excitement about how AI is reshaping software development and a track record of putting these tools to work — whether for developer productivity, system design, or building smarter products
What the job involves
- We're looking for an engineering manager to lead one of our product engineering teams
- This is a critical hire: you'll help shape not just the team, but how we build at Cardless as we scale toward that goal
- Lead and grow a high-performing engineering team working at the intersection of payments, money movement, and financial infrastructure
- Own the technical health, execution, and culture of your team — from sprint planning to architectural direction
- Be a hands-on technical partner: go deep on system design and complex technical decisions when it matters, while also stepping back to implement frameworks and processes that help the team operate autonomously at scale
- Partner closely with the Head of Engineering on hiring strategy, technical roadmap, and organizational planning
- Work directly with external partners, compliance, and cross-functional stakeholders to translate complex requirements into reliable, high-quality systems
- Bring clarity to ambiguous situations — define the right problems, set technical standards, and build a team that can move fast without breaking things that matter
- Champion the thoughtful use of AI tooling across the team — from developer productivity to how we design and build systems — and help set the standard for how engineering at Cardless evolves alongside these tools
- You'll join a collaborative, fast-moving team that values craftsmanship, curiosity, and impact
Our take
Cardless is a financial technology company attempting to modernise co-branded credit card programs. There are around 200 brands in the U.S. with traditional cards that haven't been modernised in over 20 years. These traditional cards, from the likes of Costco and Sam's, enable shoppers to collect reward points that they can use for things like travel.
Cardless’ co-founders are no strangers to the financial industry. Michael Spelfogel spent time at Visa, and Scott Kazmierowicz worked in banking for Goldman Sachs. Through their experiences, they spotted a gap in the market for simple, credit card loyalty programs that focus on customer experiences. For example, it helps popular consumer brands launch credit cards that can engage with their fans and reward them with bespoke benefits.
The global credit card market is valued at over $100 billion. It's certainly big enough for consumer brands to enter; however, with Cardless acting as a middleman, there's always a risk that it could get frozen out by the big banks. Nevertheless, it secured $60 million in Series C funding in 2025, which will be used to expand its products, partnerships and card programmes.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-30% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Sep 2025
$60m
SERIES C
Nov 2024
$30m
GROWTH EQUITY VC
Total funding: $140m
Company benefits
- 💸 Competitive salaries, equity, and a 401(k) plan
- 🏥 Top-of-the-line healthcare (medical, vision, and dental), with 100% primary coverage and 75% dependent coverage for medical
- 🌴 Unlimited paid time off, with a minimum of 15 days off per year
- 👶 Parental leave for birthing and non-birthing parents
- ✈️ Team trips & offsites
- For in-office employees:
- 🍱 Catered lunch at the office every day, plus plenty of snacks & drinks
- 🚎 $250/month commuter assistance for public transit or our parking garage
- For remote employees:
- 🖥️ $500 remote setup stipend to help you do your best work
Company HQ
Mission District, San Francisco, CA
Leadership
Scott Kazmierowicz
(Co-Founder & CEO)Former Investment Banker at Allen & Company and Bank of America. Former Software Engineer at Goldman Sachs. BS in Computer Science at Stanford University.
Michael Spelfogel
(Co-Founder & President)Former Data Scientist at Lyft and Rent the Runaway. Formerly in Commercial Card Management at Visa. BASc in Management Science and Engineering at Berkley.
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