Software Engineer, Upstart
Capital Insights
$142-196.6k
+ Target bonuses, equity and Employee Stock Purchase Plan
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$142-196.6k
+ Target bonuses, equity and Employee Stock Purchase Plan
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 3-5 years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
- Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
- Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
- Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
- Familiarity with database technologies such as SQL and data warehousing solutions
- Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
- If you are energized by the impact you can make at Upstart, we’d love to hear from you!
Desirable
- Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
- Prior experience or demonstrated enthusiasm for working on internal tools
- History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
- Experience working with large datasets, data modeling, and building robust data pipelines
- Experience with data tools like ClickHouse, Databricks, dbt, Redshift, and Looker
What the job involves
- We are seeking a Software Engineer to join our Capital Insights engineering teams
- You will be part of a team of skilled engineers responsible for developing, maintaining, and enhancing reporting systems that support our capital markets and lending operations
- You will play an exciting role in defining the future state of our reporting infrastructure, driving innovation, and ensuring that our systems can scale to meet the growing demands of the business
- You will work closely with cross-functional teams, including data engineering, product management, and compliance, to ensure that our reporting infrastructure is reliable, scalable, and meets regulatory requirements
- This role is perfect for someone passionate about building high-performance teams and creating reliable, scalable systems that deliver critical information to the business in real time
- Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
- Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
- Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
- Develop scalable, reliable systems that meet the needs of both internal users and external investors
- Ensure security, performance, and availability of our critical platforms
- Participate in code reviews, testing, and the deployment of high-quality code
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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