Senior Software Developer, Form3
Go, US Instant Payments
£90-140k
Above salary range is for UK only. EU: €75,000-€145,000 depending on location
More information about location
Payment technology platform
Be an early applicant
Payment technology platform
201-500 employees
Be an early applicant
£90-140k
Above salary range is for UK only. EU: €75,000-€145,000 depending on location
More information about location
201-500 employees
Company mission
To become the world's most trusted provider of payment technology.
Role
Who you are
- Has a deep understanding of designing and building distributed systems
- Enjoys working on complex challenges within critical software where high performance and robustness are essential
- Is familiar with cloud and containerisation technologies, test automation tools and CI/CD pipelines
- Expresses interest in owning projects end-to-end and supporting them as they go live in production
- Has appreciation of clean code and software engineering best-practice
- Is experienced in programming in Go but also demonstrates a “right tool for the job” mentality
- Possesses great communication skills and enjoys sharing knowledge and collaborating with others
What the job involves
- Join Form3’s US engineering business line and contribute to the development of our US gateway products, each built around a real-time payment scheme such as FedNow or TCH RTP
- Reporting to the Lead Engineer and supported by our Staff Engineers, you will play a key role in building mission-critical systems that we believe will transform how payments are made in the US
- Come and play a significant role in building critical systems that we believe will change the way the US makes payments!
- On a day-to-day basis, you will contribute to feature development, system design and testing; manage and enhance our infrastructure; and support daily product operations, including participation in the on-call rotation
- US gateways are built on top of Form3’s cutting-edge multi-cloud platform and are in advance stages of development, ready to onboard first customers
- As a Senior Software Engineer in a gateway team, you will play a crucial role in making it happen
- The USA business line consists of engineers distributed in two teams
- We are spread across multiple time zones in Europe and the Americas and therefore we highly value asynchronous communication
- We give engineers autonomy to choose the right solutions for the problems they face and drive technical design
- We encourage collaboration, make key decisions as a group and own our solutions end-to-end
- We also keep close relationships with our Product colleagues who are domain experts in US payments
- Our current focus is to complete functional build and prepare for Form3’s US products’ go-lives, targeted for Autumn 2025 – we are excited to show our products to the world!
Application process
- Stage 1: Screening Call with Talent Team
- Stage 2: Take-home tech test
- Stage 3: Technical interview
- Stage 4 (optional): Team interview
- We always aim to stick to the above process, however there may be occasions when an additional interview stage is needed for us to be sure we’re hiring the right person!
Our take
Form3 provides a complete end-to-end Payments-as-a-Service for financial institutions and regulated fintechs. It allows businesses to offer direct payment services via a simple interface, modernising their payment technology to make it more reliable and secure.
People expect their user experience with financial transactions to be fast and secure. Modern businesses require money to be transmitted instantly, securely, and with the promise of being available worldwide in real time. Form3 has capitalised on this modern demand, offering a comprehensive but straightforward service which gives customers greater control of their payments.
The company's partnerships have been a strong part of its growth strategy, with its technology used by major enterprise including GOldman Sachs, Nationwide and Clarency. Recently, Nationwide Building Society has made a further strategic investment in Form3, alongside a debt facility from BlackRock, supporting the company's path to profitability and continued US expansion.
Form3 has also delivered some new solutions, such as Verification of Payee for European payments provider Mollie, helping clients meet evolving regulatory requirements while strengthening fraud prevention and operational resilience. Backed by leading financial institutions and reporting record performance in 2025, Form3 is sharpening its focus on scaling its cloud-native payments platform across the US and Europe.
Freddie
Company Specialist at Welcome to the Jungle
Insights
17% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Sep 2024
$60m
SERIES C
Sep 2021
$160m
SERIES C
Total funding: $277.3m
Company benefits
- Flexible working aragmeents
- 30 days annual leave
- Home office equipment allowance
- Learning & Development
- Long term incentive plans
- Mental health support
- Primary caregiver leave
Company HQ
City of London, London, UK
Leadership
Mike Walters
(Co-Founder & CEO)Mike initially served as the company's CPO after co-founding it in 2016, moving into the role of CEO in 2023. Previously, he was a Product Director of Global Payment Acceptance at Barclaycard. Before that, he spent 10 years at Barclays in various Director roles and as Head of Corproate Payuments.
David Scola
(CPO & US Chief Executive)Prior to joining Form3 in 2022, David was the Head of North America/Chief Executive of America, UK and Ireland at SWIFT. He also spent nearly 7 years at Barclays as a Managing Director, Global head of Bank Coverage (Corp Banking) and Global Head of Financial Institutions (Barclays Corporate) and 7 years at Deutsche Bank as a Managing Director.
Benyam Hagos
(CFO)Prior to joining Form3 in 2023, Benyam was a VP, European Finance Director and COO of Europe and Middle East at Nium. He also served as the CFO at Ixaris and as a Director, UK Controller at Mastercard.
Mark Fieldhouse
(CRO)Prior to joining Form3 in 2025, Mark was a Strategic Advisor at GAINZ.AI and Future Resilience forum. He was also the VP and GM, Americas and EMEA at Rescale and GM, EMEA at NS1.
Share this job
View 3 more jobs at Form3